ZIP 44109 fair market rent
Rent benchmarks by bedroom, with local comparisons and rental-housing estimates.
3-bedroom gross-rent benchmark
$1,390 / month
+6.9% from FY2025
FY2026 · current · effective Oct 1, 2025
Includes tenant-paid basic utilities. HUD benchmarks are not asking rents or approved voucher payments.
Published HUD schedules
Selected bedroom count. Schedule changes are not observed rent growth.
Rent by bedroom
| Bedrooms | FY2025 | FY2026 | FY2027 · upcoming |
|---|---|---|---|
| Studio | $740 | $790 | $780 |
| 1 bedroom | $830 | $890 | $890 |
| 2 bedrooms | $1,010 | $1,080 | $1,080 |
| 3 bedrooms | $1,300 | $1,390 | $1,380 |
| 4 bedrooms | $1,390 | $1,490 | $1,490 |
Compare ZIP benchmarks
Other ZIPs in the same HUD area. These are rent comparisons, not property-specific comps.
Rental housing in ZCTA 44109
2020–2024 ACS 5-year. Census ZCTAs approximate postal ZIP codes; their boundaries are not identical.
Renter-occupied homes
9,107
53.2% of occupied homes are rented.
Rental home types
- Single-unit houses
- 36.3%
- Buildings with 2–4 units
- 32.0%
- Buildings with 5+ units
- 31.6%
- Other rental housing
- 0.1%
Rent as a share of income
50.2%
Spend at least 30% of household income on gross rent.
25.3% spend at least half.
Estimates, margins of error & definitions
These are pooled 2020–2024 survey estimates, not current listing data. Single-unit houses include detached and attached homes. Rent-burden percentages exclude households for which the ratio could not be calculated.
| Measure | Estimate | Margin of error |
|---|---|---|
| Renter-occupied homes | 9,107 | ± 623 |
| Renter share of occupied homes | 53.2% | ± 3.1 pp |
| Single-unit houses | 36.3% | ± 4.1 pp |
| Buildings with 2–4 units | 32.0% | ± 4.1 pp |
| Buildings with 5+ units | 31.6% | ± 4.5 pp |
| Other rental housing | 0.1% | ± 0.3 pp |
| Rent is 30% or more of income | 50.2% | ± 5.2 pp |
| Rent is 50% or more of income | 25.3% | ± 4.2 pp |
U.S. Census Bureau, 2020–2024 ACS 5-year tables B25003, B25032 and B25070. Statistical guidance.
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HUD sources, dates & coverage
HUD Small Area Fair Market Rents are monthly gross-rent benchmarks for postal ZIP codes. They include basic tenant-paid utilities, excluding phone, cable and internet. They do not determine an individual housing authority's payment standard, approved rent or a tenant's subsidy.
Cleveland, OH HUD Metro FMR Area. FY2025 ZIP schedule (effective Oct 1, 2024; source file revised Apr 28, 2025) · FY2026 ZIP schedule (effective Oct 1, 2025; source file revised May 21, 2026) · FY2027 ZIP schedule (effective Oct 1, 2026).
HUD data checked Sep 22, 2026. Census context: 2020–2024 ACS 5-year. How Census ZCTAs differ from postal ZIP codes.