Rental markets / Cincinnati

ZIP 41042 fair market rent

Rent benchmarks by bedroom, with local comparisons and rental-housing estimates.

3-bedroom gross-rent benchmark

$2,060 / month

+8.4% from FY2025

FY2026 · current · effective Oct 1, 2025

Includes tenant-paid basic utilities. HUD benchmarks are not asking rents or approved voucher payments.

Published HUD schedules

FY2025
$1,900
FY2026
$2,060
FY2027
$2,280

Selected bedroom count. Schedule changes are not observed rent growth.

Rent by bedroom

Monthly gross-rent benchmarks, including tenant-paid utilities
BedroomsFY2025FY2026FY2027 · upcoming
Studio$980$1,100$1,260
1 bedroom$1,100$1,210$1,350
2 bedrooms$1,430$1,560$1,730
3 bedrooms$1,900$2,060$2,280
4 bedrooms$2,090$2,280$2,570
Download rent table

Compare ZIP benchmarks

Other ZIPs in the same HUD area. These are rent comparisons, not property-specific comps.

Cincinnati, OH-KY-IN HUD Metro FMR Area · 3 bedrooms · FY2026
ZIP codeMonthly gross rentDifference from 41042
41042 This ZIP$2,060$0
45044$1,620-$440
45238$1,610-$450
45211$1,500-$560

Explore every ZIP in this HUD area

Rental housing in ZCTA 41042

2020–2024 ACS 5-year. Census ZCTAs approximate postal ZIP codes; their boundaries are not identical.

Renter-occupied homes

7,578

33.2% of occupied homes are rented.

Rental home types

Single-unit houses
19.3%
Buildings with 2–4 units
12.5%
Buildings with 5+ units
66.2%
Other rental housing
2.0%

Rent as a share of income

42.3%

Spend at least 30% of household income on gross rent.

19.5% spend at least half.

Estimates, margins of error & definitions

These are pooled 2020–2024 survey estimates, not current listing data. Single-unit houses include detached and attached homes. Rent-burden percentages exclude households for which the ratio could not be calculated.

90% margins of error. Percentage margins are in percentage points.
MeasureEstimateMargin of error
Renter-occupied homes7,578± 641
Renter share of occupied homes33.2%± 2.6 pp
Single-unit houses19.3%± 4.3 pp
Buildings with 2–4 units12.5%± 4.0 pp
Buildings with 5+ units66.2%± 7.2 pp
Other rental housing2.0%± 1.4 pp
Rent is 30% or more of income42.3%± 5.4 pp
Rent is 50% or more of income19.5%± 4.0 pp

U.S. Census Bureau, 2020–2024 ACS 5-year tables B25003, B25032 and B25070. Statistical guidance.

Download Census estimates & margins of error

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Monthly rent to analyze: $1,910

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HUD sources, dates & coverage

HUD Small Area Fair Market Rents are monthly gross-rent benchmarks for postal ZIP codes. They include basic tenant-paid utilities, excluding phone, cable and internet. They do not determine an individual housing authority's payment standard, approved rent or a tenant's subsidy.

Cincinnati, OH-KY-IN HUD Metro FMR Area. FY2025 ZIP schedule (effective Oct 1, 2024; source file revised Apr 28, 2025) · FY2026 ZIP schedule (effective Oct 1, 2025; source file revised May 21, 2026) · FY2027 ZIP schedule (effective Oct 1, 2026).

HUD data checked Sep 22, 2026. Census context: 2020–2024 ACS 5-year. How Census ZCTAs differ from postal ZIP codes.