Look up HUD rent benchmarks by bedroom and ZIP code, then estimate cash flow with your own price and costs.
HUD rent dataTulsa, OK HUD Metro FMR Area
3-bedroom gross-rent benchmark
$1,602 / month
+3.0% from FY2025.
FY2026 · effective Oct 1, 2025
Includes tenant-paid utilities. A benchmark, not an approved rent or property-specific estimate.
Published rent benchmarks
FY2025
$1,555
FY2026
$1,602
FY2027
$1,611
HUD schedules for the selected bedroom count. Changes are not a rent forecast.
Tulsa, OK HUD Metro FMR Area · Monthly gross rents
Bedroom count
FY2025
FY2026 · current
FY2027 · upcoming
Studio
$890
$933
$947
1 bedroom
$950
$987
$1,007
2 bedrooms
$1,179
$1,217
$1,229
3 bedrooms
$1,555
$1,602
$1,611
4 bedrooms
$1,796
$1,858
$1,882
FY2026 HUD area coverage: Creek County, OK; Osage County, OK; Rogers County, OK; Tulsa County, OK; Wagoner County, OK. ZIP schedules may cover portions of this area.
Compare rents by ZIP code
Monthly HUD gross-rent benchmarks, including tenant-paid utilities. Choose 2–4 ZIPs to compare.
123 ZIP codes across published schedules
ZIP rent table
FY2026 monthly gross rents by ZIP.
ZIP
Studio
1 bedroom
2 bedrooms
3 bedrooms
4 bedrooms
$850
$900
$1,110
$1,460
$1,690
$720
$760
$940
$1,230
$1,430
$710
$790
$940
$1,300
$1,410
$1,120
$1,180
$1,460
$1,920
$2,230
$770
$810
$1,000
$1,320
$1,530
$1,200
$1,260
$1,560
$2,050
$2,380
$1,090
$1,150
$1,420
$1,870
$2,170
$940
$1,000
$1,230
$1,620
$1,880
$1,240
$1,310
$1,620
$2,130
$2,470
$970
$1,020
$1,260
$1,660
$1,920
$720
$760
$940
$1,230
$1,430
$950
$1,010
$1,240
$1,630
$1,890
$930
$980
$1,210
$1,590
$1,850
$870
$920
$1,130
$1,490
$1,730
$1,060
$1,120
$1,390
$1,830
$2,110
$710
$790
$940
$1,300
$1,410
$720
$770
$940
$1,300
$1,420
$720
$760
$940
$1,230
$1,430
$720
$760
$940
$1,240
$1,430
$930
$980
$1,210
$1,590
$1,850
$1,130
$1,190
$1,470
$1,930
$2,240
$720
$760
$940
$1,230
$1,430
$840
$880
$1,090
$1,440
$1,660
$1,320
$1,390
$1,720
$2,260
$2,630
$900
$950
$1,170
$1,550
$1,890
$840
$890
$1,100
$1,450
$1,680
$980
$1,040
$1,280
$1,680
$1,950
$940
$1,000
$1,230
$1,620
$1,880
$830
$870
$1,080
$1,420
$1,660
$780
$800
$940
$1,250
$1,430
$830
$860
$1,060
$1,420
$1,540
$700
$730
$940
$1,220
$1,570
$720
$760
$940
$1,230
$1,430
$710
$790
$940
$1,300
$1,410
$720
$760
$940
$1,230
$1,430
$870
$920
$1,130
$1,490
$1,730
$740
$780
$960
$1,270
$1,520
$1,070
$1,130
$1,390
$1,830
$2,120
$720
$760
$940
$1,230
$1,430
$720
$760
$940
$1,230
$1,430
$740
$840
$990
$1,380
$1,410
$900
$960
$1,180
$1,550
$1,800
$910
$960
$1,190
$1,570
$1,820
$850
$900
$1,110
$1,460
$1,690
$720
$760
$940
$1,240
$1,430
$850
$900
$1,110
$1,460
$1,690
$770
$810
$1,000
$1,320
$1,530
$880
$930
$1,150
$1,510
$1,760
$800
$810
$940
$1,260
$1,430
$830
$880
$1,080
$1,430
$1,640
$1,040
$1,100
$1,360
$1,800
$2,230
$720
$760
$940
$1,230
$1,430
$720
$780
$950
$1,320
$1,440
$940
$1,000
$1,230
$1,620
$1,880
Not available
Not available
Not available
Not available
Not available
$1,290
$1,360
$1,680
$2,210
$2,560
$1,100
$1,170
$1,440
$1,900
$2,200
$980
$1,040
$1,280
$1,680
$1,950
$830
$880
$1,080
$1,420
$1,650
$930
$980
$1,210
$1,590
$1,850
$980
$1,040
$1,280
$1,680
$1,950
$810
$860
$1,060
$1,400
$1,620
$970
$1,030
$1,270
$1,670
$1,940
$1,140
$1,210
$1,490
$1,960
$2,270
$840
$880
$1,090
$1,430
$1,660
$740
$780
$960
$1,260
$1,470
$920
$970
$1,190
$1,570
$1,820
$980
$1,040
$1,280
$1,680
$1,950
$910
$960
$1,190
$1,570
$1,820
$770
$810
$1,000
$1,320
$1,530
$900
$960
$1,180
$1,550
$1,800
$940
$990
$1,220
$1,610
$1,860
$830
$880
$1,080
$1,420
$1,650
$970
$1,030
$1,270
$1,670
$1,940
$940
$1,000
$1,230
$1,620
$1,880
$1,000
$1,060
$1,310
$1,720
$2,000
$1,150
$1,220
$1,500
$1,970
$2,290
$880
$930
$1,150
$1,510
$1,760
$940
$1,000
$1,230
$1,620
$1,880
$960
$1,010
$1,250
$1,650
$1,910
$1,070
$1,140
$1,400
$1,840
$2,140
$940
$1,000
$1,230
$1,620
$1,880
$940
$990
$1,220
$1,610
$1,860
$900
$950
$1,170
$1,540
$1,790
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$990
$1,050
$1,290
$1,700
$1,970
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$940
$1,000
$1,230
$1,620
$1,880
$850
$860
$1,100
$1,420
$1,600
$730
$740
$940
$1,230
$1,410
$730
$740
$940
$1,230
$1,410
$770
$780
$990
$1,300
$1,490
$770
$770
$1,010
$1,270
$1,560
$890
$900
$1,100
$1,510
$1,520
$880
$930
$1,150
$1,510
$1,760
$720
$730
$940
$1,220
$1,410
$760
$770
$1,000
$1,270
$1,520
$810
$820
$1,010
$1,290
$1,440
$760
$800
$990
$1,300
$1,510
$720
$760
$940
$1,230
$1,430
$770
$810
$1,010
$1,320
$1,530
$780
$830
$1,020
$1,340
$1,560
$780
$830
$1,020
$1,340
$1,560
$690
$730
$940
$1,250
$1,410
$720
$760
$940
$1,230
$1,430
$720
$760
$940
$1,230
$1,430
$720
$770
$950
$1,230
$1,510
$740
$780
$970
$1,280
$1,470
Choose up to four ZIPs.
Local rental households
2020–2024 ACS 5-year. Figures cover the selected county, which may be only part of the current HUD rental area.
Creek County, Oklahoma
Rental households
Rental households
7,230
Share of occupied homes rented
25.6%
Rent burden
Spend 30%+ of income on rent
40.9%
Spend 50%+ of income on rent
18.9%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
53.3%
Buildings with 2–4 units
14.3%
Buildings with 5+ units
15.4%
Other rental homes
16.9%
Estimates & margins of error
Creek County, Oklahoma · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
7,230
±424
Share of occupied homes rented
25.6%
±1.5 percentage points
Spend 30%+ of income on rent
40.9%
±2.6 percentage points
Spend 50%+ of income on rent
18.9%
±2.6 percentage points
Single-unit homes
53.3%
±3.5 percentage points
Buildings with 2–4 units
14.3%
±2.1 percentage points
Buildings with 5+ units
15.4%
±2.7 percentage points
Other rental homes
16.9%
±2.0 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Osage County, Oklahoma
Rental households
Rental households
3,771
Share of occupied homes rented
21.7%
Rent burden
Spend 30%+ of income on rent
45.6%
Spend 50%+ of income on rent
21.2%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
56.5%
Buildings with 2–4 units
15.8%
Buildings with 5+ units
15.2%
Other rental homes
12.6%
Estimates & margins of error
Osage County, Oklahoma · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
3,771
±286
Share of occupied homes rented
21.7%
±1.6 percentage points
Spend 30%+ of income on rent
45.6%
±5.7 percentage points
Spend 50%+ of income on rent
21.2%
±3.9 percentage points
Single-unit homes
56.5%
±5.4 percentage points
Buildings with 2–4 units
15.8%
±3.3 percentage points
Buildings with 5+ units
15.2%
±4.3 percentage points
Other rental homes
12.6%
±2.3 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Rogers County, Oklahoma
Rental households
Rental households
8,158
Share of occupied homes rented
22.2%
Rent burden
Spend 30%+ of income on rent
42.0%
Spend 50%+ of income on rent
14.5%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
55.3%
Buildings with 2–4 units
12.4%
Buildings with 5+ units
20.8%
Other rental homes
11.5%
Estimates & margins of error
Rogers County, Oklahoma · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
8,158
±450
Share of occupied homes rented
22.2%
±1.2 percentage points
Spend 30%+ of income on rent
42.0%
±3.0 percentage points
Spend 50%+ of income on rent
14.5%
±2.0 percentage points
Single-unit homes
55.3%
±3.9 percentage points
Buildings with 2–4 units
12.4%
±2.2 percentage points
Buildings with 5+ units
20.8%
±3.0 percentage points
Other rental homes
11.5%
±2.0 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Tulsa County, Oklahoma
Rental households
Rental households
109,868
Share of occupied homes rented
40.3%
Rent burden
Spend 30%+ of income on rent
45.9%
Spend 50%+ of income on rent
22.1%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
38.6%
Buildings with 2–4 units
11.3%
Buildings with 5+ units
48.6%
Other rental homes
1.5%
Estimates & margins of error
Tulsa County, Oklahoma · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
109,868
±1,397
Share of occupied homes rented
40.3%
±0.5 percentage points
Spend 30%+ of income on rent
45.9%
±1.1 percentage points
Spend 50%+ of income on rent
22.1%
±0.9 percentage points
Single-unit homes
38.6%
±0.9 percentage points
Buildings with 2–4 units
11.3%
±0.6 percentage points
Buildings with 5+ units
48.6%
±1.0 percentage points
Other rental homes
1.5%
±0.3 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Wagoner County, Oklahoma
Rental households
Rental households
5,880
Share of occupied homes rented
18.7%
Rent burden
Spend 30%+ of income on rent
42.1%
Spend 50%+ of income on rent
20.5%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
54.3%
Buildings with 2–4 units
9.3%
Buildings with 5+ units
23.6%
Other rental homes
12.9%
Estimates & margins of error
Wagoner County, Oklahoma · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
5,880
±376
Share of occupied homes rented
18.7%
±1.2 percentage points
Spend 30%+ of income on rent
42.1%
±4.0 percentage points
Spend 50%+ of income on rent
20.5%
±3.2 percentage points
Single-unit homes
54.3%
±3.5 percentage points
Buildings with 2–4 units
9.3%
±2.5 percentage points
Buildings with 5+ units
23.6%
±3.2 percentage points
Other rental homes
12.9%
±1.8 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Census sources & definitions
2020–2024 ACS 5-year combines five years of survey responses. These describe the survey period, not today’s market. Rental households are renter-occupied homes. Housing types refer to the building containing each rental; “other” includes mobile homes, boats, RVs and similar housing.
Source: U.S. Census Bureau, tables B25003, B25070 and B25032. Statistical guidance. Data checked Sep 22, 2026. Rental Wire is not affiliated with or endorsed by the Census Bureau.
Start with the HUD benchmark or enter your expected lease rent. Price and cost defaults are examples, not local estimates.
Monthly cash flow before income tax
-$93
Based on example price and costs. Edit them for your property.
Lease rent used
$1,452
Upfront cash
$53,500
Sources, dates & coverage
Tulsa, OK HUD Metro FMR Area. HUD area ID: METRO46140M46140. Coverage: Creek County, OK; Osage County, OK; Rogers County, OK; Tulsa County, OK; Wagoner County, OK.
HUD gross-rent benchmarks include tenant-paid basic utilities, excluding phone, cable and internet. They are not asking-rent quotes, approved Section 8 rents or housing-authority payment standards.
HUD data checked Sep 22, 2026. Changes can reflect methodology and geographic coverage as well as rents. Missing data and figures that cannot be compared are marked unavailable. Future schedules are labelled upcoming.
Source: U.S. Department of Housing and Urban Development. HUD public-domain reuse policy, section 1.D. Rental Wire is not affiliated with or endorsed by HUD. Retain the source, geography and fiscal year when sharing data.
Calculation assumptions
Cash flow is rent less vacancy, operating costs, replacement reserves and fixed-rate mortgage payments, including principal. Tax deductions, sale proceeds and appreciation are outside this first-year calculation. The target price uses the same rent, expense amounts, mortgage rate, down-payment percentage and closing-cost percentage. Property taxes and lender terms may change with the actual purchase price.
When using a HUD benchmark, we subtract tenant-paid utilities to estimate lease rent. Custom rent is used as entered. Add utilities you pay to operating costs. This does not determine a voucher subsidy or a housing authority's approved rent.