Rental markets / Rochester

Rochester fair market rents

Look up HUD rent benchmarks by bedroom and ZIP code, then estimate cash flow with your own price and costs.

Area or ZIP code

Bedrooms

Rent schedule

3-bedroom gross-rent benchmark

$1,895 / month

+10.2% from FY2025.

FY2026 · effective Oct 1, 2025

Includes tenant-paid utilities. A benchmark, not an approved rent or property-specific estimate.

Published rent benchmarks

FY2025

$1,720

FY2026

$1,895

FY2027

$1,706

HUD schedules for the selected bedroom count. Changes are not a rent forecast.

Rochester, NY MSA · Monthly gross rents
Bedroom count	FY2025	FY2026 · current	FY2027 · upcoming
Studio	$1,022	$1,116	$1,005
1 bedroom	$1,149	$1,256	$1,131
2 bedrooms	$1,427	$1,573	$1,416
3 bedrooms	$1,720	$1,895	$1,706
4 bedrooms	$1,892	$2,083	$1,875

FY2026 HUD area coverage: Livingston County, NY; Monroe County, NY; Ontario County, NY; Orleans County, NY; Wayne County, NY. ZIP schedules may cover portions of this area.

Compare rents by ZIP code

Monthly HUD gross-rent benchmarks, including tenant-paid utilities. Choose 2–4 ZIPs to compare.

Find a ZIP code

Rent schedule

152 ZIP codes across published schedules

ZIP rent table

FY2026 monthly gross rents by ZIP.
ZIP	Studio	1 bedroom	2 bedrooms	3 bedrooms	4 bedrooms
13143	$1,000	$1,080	$1,350	$1,680	$1,870
13146	$920	$1,040	$1,290	$1,550	$1,710
13148	$920	$1,040	$1,290	$1,550	$1,950
13154	$920	$1,040	$1,290	$1,550	$1,710
13156	$920	$1,040	$1,290	$1,550	$1,710
13165	$920	$1,040	$1,290	$1,550	$1,930
14012	$860	$890	$1,070	$1,290	$1,460
14058	$920	$1,060	$1,290	$1,550	$1,710
14098	$990	$1,120	$1,400	$1,690	$1,850
14103	$940	$1,050	$1,320	$1,590	$1,750
14105	$800	$860	$1,070	$1,290	$1,420
14125	$920	$1,040	$1,290	$1,550	$1,710
14410	$1,140	$1,290	$1,610	$1,940	$2,130
14411	$920	$1,040	$1,290	$1,550	$1,710
14413	$1,240	$1,390	$1,740	$2,100	$2,310
14414	$1,000	$1,130	$1,410	$1,700	$1,870
14416	$920	$1,040	$1,290	$1,550	$1,710
14420	$1,040	$1,170	$1,460	$1,760	$1,930
14422	$920	$1,040	$1,290	$1,550	$1,710
14423	$940	$1,060	$1,330	$1,600	$1,760
14424	$1,140	$1,290	$1,610	$1,940	$2,130
14425	$1,420	$1,600	$2,000	$2,410	$2,650
14428	$1,160	$1,310	$1,640	$1,980	$2,170
14429	$920	$1,040	$1,290	$1,550	$1,710
14430	$1,140	$1,290	$1,610	$1,940	$2,130
14432	$920	$1,040	$1,290	$1,550	$1,710
14433	$920	$1,040	$1,290	$1,550	$1,710
14435	$1,160	$1,300	$1,630	$1,960	$2,160
14437	$940	$1,040	$1,310	$1,590	$1,770
14445	$1,120	$1,260	$1,580	$1,900	$2,090
14449	$960	$1,080	$1,350	$1,630	$1,790
14450	$1,270	$1,430	$1,790	$2,160	$2,370
14452	$920	$1,040	$1,290	$1,550	$1,710
14453	$1,100	$1,240	$1,550	$1,870	$2,050
14454	$1,150	$1,290	$1,620	$1,950	$2,140
14456	$970	$1,090	$1,370	$1,660	$1,840
14461	$1,100	$1,240	$1,550	$1,870	$2,050
14462	$1,090	$1,230	$1,540	$1,860	$2,040
14463	$970	$1,090	$1,370	$1,660	$1,840
14464	$940	$1,060	$1,330	$1,600	$1,760
14466	$920	$1,040	$1,290	$1,550	$1,710
14467	$1,140	$1,290	$1,610	$1,940	$2,130
14468	$1,160	$1,300	$1,630	$1,960	$2,160
14469	$920	$1,040	$1,290	$1,550	$1,710
14470	$920	$1,040	$1,290	$1,550	$1,710
14471	$1,160	$1,300	$1,630	$1,960	$2,160
14472	$1,060	$1,200	$1,500	$1,810	$1,990
14475	$1,020	$1,150	$1,430	$1,730	$1,900
14476	$920	$1,040	$1,290	$1,550	$1,710
14477	$980	$1,100	$1,380	$1,660	$1,830
14479	$920	$1,040	$1,290	$1,550	$1,710
14480	$930	$1,050	$1,310	$1,580	$1,730
14481	$950	$1,070	$1,340	$1,610	$1,770
14482	$920	$1,040	$1,290	$1,550	$1,710
14485	$920	$1,040	$1,290	$1,550	$1,710
14486	$920	$1,040	$1,290	$1,550	$1,710
14487	$920	$1,040	$1,290	$1,550	$1,710
14488	$970	$1,090	$1,370	$1,650	$1,810
14489	$990	$1,120	$1,400	$1,690	$1,850
14502	$960	$1,080	$1,350	$1,630	$1,790
14504	$1,140	$1,280	$1,600	$1,930	$2,120
14505	$920	$1,040	$1,290	$1,550	$1,710
14506	$1,330	$1,500	$1,880	$2,270	$2,490
14508	$1,140	$1,290	$1,610	$1,940	$2,130
14510	$920	$1,040	$1,290	$1,550	$1,710
14511	$1,060	$1,210	$1,500	$1,810	$1,990
14512	$920	$1,040	$1,290	$1,550	$1,710
14513	$1,020	$1,150	$1,440	$1,730	$1,910
14514	$1,490	$1,680	$2,100	$2,530	$2,780
14515	$1,100	$1,240	$1,550	$1,870	$2,050
14516	$1,250	$1,400	$1,760	$2,120	$2,330
14517	$920	$1,040	$1,290	$1,550	$1,710
14518	$1,100	$1,240	$1,550	$1,870	$2,050
14519	$1,010	$1,140	$1,430	$1,720	$1,890
14520	$960	$1,080	$1,350	$1,630	$1,790
14522	$920	$1,040	$1,290	$1,550	$1,710
14525	$920	$1,040	$1,290	$1,550	$1,710
14526	$1,160	$1,300	$1,630	$1,960	$2,160
14530	$920	$1,040	$1,290	$1,550	$1,710
14532	$920	$1,040	$1,290	$1,550	$1,710
14533	$920	$1,040	$1,290	$1,550	$1,710
14534	$1,670	$1,880	$2,360	$2,840	$3,120
14537	$920	$1,040	$1,290	$1,550	$1,710
14538	$960	$1,080	$1,350	$1,630	$1,790
14539	$920	$1,040	$1,290	$1,550	$1,710
14542	$1,100	$1,240	$1,560	$1,870	$2,060
14543	$1,000	$1,130	$1,410	$1,700	$1,870
14544	$1,240	$1,380	$1,780	$2,150	$2,700
14545	$1,010	$1,120	$1,410	$1,710	$1,890
14546	$1,260	$1,420	$1,780	$2,140	$2,360
14547	$1,100	$1,240	$1,550	$1,870	$2,050
14548	$960	$1,090	$1,360	$1,640	$1,800
14551	$920	$1,040	$1,290	$1,550	$1,710
14555	$990	$1,110	$1,390	$1,680	$1,840
14556	$920	$1,040	$1,290	$1,550	$1,710
14558	$970	$1,090	$1,370	$1,650	$1,810
14559	$1,190	$1,340	$1,680	$2,020	$2,220
14560	$1,100	$1,240	$1,550	$1,870	$2,050
14561	$1,030	$1,160	$1,460	$1,770	$2,050
14563	$960	$1,080	$1,350	$1,630	$1,790
14564	$1,360	$1,520	$1,910	$2,300	$2,530
14568	$920	$1,040	$1,300	$1,570	$1,720
14571	$1,450	$1,630	$2,040	$2,460	$2,700
14572	$920	$1,040	$1,290	$1,550	$1,710
14580	$1,400	$1,580	$1,980	$2,390	$2,620
14585	$920	$1,040	$1,290	$1,550	$1,710
14586	$1,560	$1,760	$2,200	$2,650	$2,910
14589	$1,010	$1,130	$1,420	$1,710	$1,880
14590	$940	$1,050	$1,320	$1,590	$1,750
14592	$920	$1,040	$1,290	$1,550	$1,710
14602	$1,140	$1,290	$1,610	$1,940	$2,130
14603	$1,140	$1,290	$1,610	$1,940	$2,130
14604	$1,330	$1,490	$1,870	$2,250	$2,480
14605	$930	$1,050	$1,310	$1,580	$1,730
14606	$1,010	$1,140	$1,430	$1,720	$1,890
14607	$1,260	$1,420	$1,780	$2,140	$2,360
14608	$1,010	$1,140	$1,430	$1,720	$1,890
14609	$1,050	$1,180	$1,480	$1,780	$1,960
14610	$1,170	$1,320	$1,650	$1,990	$2,180
14611	$1,060	$1,200	$1,500	$1,810	$1,990
14612	$1,070	$1,210	$1,510	$1,820	$2,000
14613	$940	$1,060	$1,330	$1,600	$1,760
14614	$1,670	$1,880	$2,360	$2,840	$3,120
14615	$1,070	$1,210	$1,510	$1,820	$2,000
14616	$1,110	$1,250	$1,570	$1,890	$2,080
14617	$1,150	$1,290	$1,620	$1,950	$2,140
14618	$1,330	$1,500	$1,880	$2,260	$2,490
14619	$1,200	$1,350	$1,690	$2,040	$2,240
14620	$1,230	$1,390	$1,740	$2,100	$2,300
14621	$1,010	$1,140	$1,430	$1,720	$1,890
14622	$1,060	$1,190	$1,490	$1,790	$1,970
14623	$1,230	$1,390	$1,740	$2,100	$2,300
14624	$1,260	$1,410	$1,770	$2,130	$2,340
14625	$1,390	$1,560	$1,960	$2,360	$2,600
14626	$1,160	$1,300	$1,630	$1,960	$2,160
14627	$1,140	$1,290	$1,610	$1,940	$2,130
14638	$1,140	$1,290	$1,610	$1,940	$2,130
14639	$1,140	$1,290	$1,610	$1,940	$2,130
14642	$1,140	$1,290	$1,610	$1,940	$2,130
14643	$1,140	$1,290	$1,610	$1,940	$2,130
14646	$1,140	$1,290	$1,610	$1,940	$2,130
14647	$1,140	$1,290	$1,610	$1,940	$2,130
14649	$1,140	$1,290	$1,610	$1,940	$2,130
14650	Not available	Not available	Not available	Not available	Not available
14651	$1,140	$1,290	$1,610	$1,940	$2,130
14652	$1,140	$1,290	$1,610	$1,940	$2,130
14653	$1,140	$1,290	$1,610	$1,940	$2,130
14692	$1,140	$1,290	$1,610	$1,940	$2,130
14822	$1,130	$1,140	$1,470	$1,870	$2,200
14836	$920	$1,040	$1,290	$1,550	$1,710
14846	$920	$1,040	$1,290	$1,550	$1,710
14884	$920	$1,040	$1,290	$1,550	$1,710

Choose up to four ZIPs.

Local rental households

2020–2024 ACS 5-year. Figures cover the selected county, which may be only part of the current HUD rental area.

County or county-equivalent

Livingston County, New York

Rental households

Rental households: 5,789
Share of occupied homes rented: 23.7%

Rent burden

Spend 30%+ of income on rent: 56.4%
Spend 50%+ of income on rent: 28.5%

Among renter households with a calculated rent-to-income ratio.

Rental housing types

Single-unit homes: 27.2%
Buildings with 2–4 units: 33.3%
Buildings with 5+ units: 30.3%
Other rental homes: 9.2%

Estimates & margins of error

Livingston County, New York · 2020–2024 ACS 5-year · 90% margins of error
Measure	Estimate	Margin of error
Rental households	5,789	±429
Share of occupied homes rented	23.7%	±1.7 percentage points
Spend 30%+ of income on rent	56.4%	±5.5 percentage points
Spend 50%+ of income on rent	28.5%	±4.5 percentage points
Single-unit homes	27.2%	±4.5 percentage points
Buildings with 2–4 units	33.3%	±4.7 percentage points
Buildings with 5+ units	30.3%	±4.4 percentage points
Other rental homes	9.2%	±3.1 percentage points

These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.

Monroe County, New York

Rental households

Rental households: 115,720
Share of occupied homes rented: 36.3%

Rent burden

Spend 30%+ of income on rent: 51.4%
Spend 50%+ of income on rent: 27.4%

Among renter households with a calculated rent-to-income ratio.

Rental housing types

Single-unit homes: 25.8%
Buildings with 2–4 units: 28.6%
Buildings with 5+ units: 45.1%
Other rental homes: 0.4%

Estimates & margins of error

Monroe County, New York · 2020–2024 ACS 5-year · 90% margins of error
Measure	Estimate	Margin of error
Rental households	115,720	±2,019
Share of occupied homes rented	36.3%	±0.6 percentage points
Spend 30%+ of income on rent	51.4%	±1.5 percentage points
Spend 50%+ of income on rent	27.4%	±1.2 percentage points
Single-unit homes	25.8%	±1.1 percentage points
Buildings with 2–4 units	28.6%	±1.1 percentage points
Buildings with 5+ units	45.1%	±1.3 percentage points
Other rental homes	0.4%	±0.2 percentage points

These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.

Ontario County, New York

Rental households

Rental households: 12,713
Share of occupied homes rented: 26.3%

Rent burden

Spend 30%+ of income on rent: 46.4%
Spend 50%+ of income on rent: 20.0%

Among renter households with a calculated rent-to-income ratio.

Rental housing types

Single-unit homes: 26.5%
Buildings with 2–4 units: 31.7%
Buildings with 5+ units: 38.2%
Other rental homes: 3.6%

Estimates & margins of error

Ontario County, New York · 2020–2024 ACS 5-year · 90% margins of error
Measure	Estimate	Margin of error
Rental households	12,713	±725
Share of occupied homes rented	26.3%	±1.5 percentage points
Spend 30%+ of income on rent	46.4%	±4.6 percentage points
Spend 50%+ of income on rent	20.0%	±3.1 percentage points
Single-unit homes	26.5%	±3.4 percentage points
Buildings with 2–4 units	31.7%	±3.3 percentage points
Buildings with 5+ units	38.2%	±3.1 percentage points
Other rental homes	3.6%	±1.0 percentage points

These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.

Orleans County, New York

Rental households

Rental households: 3,705
Share of occupied homes rented: 22.8%

Rent burden

Spend 30%+ of income on rent: 39.0%
Spend 50%+ of income on rent: 25.2%

Among renter households with a calculated rent-to-income ratio.

Rental housing types

Single-unit homes: 34.9%
Buildings with 2–4 units: 35.7%
Buildings with 5+ units: 24.6%
Other rental homes: 4.8%

Estimates & margins of error

Orleans County, New York · 2020–2024 ACS 5-year · 90% margins of error
Measure	Estimate	Margin of error
Rental households	3,705	±364
Share of occupied homes rented	22.8%	±2.2 percentage points
Spend 30%+ of income on rent	39.0%	±7.2 percentage points
Spend 50%+ of income on rent	25.2%	±6.4 percentage points
Single-unit homes	34.9%	±5.6 percentage points
Buildings with 2–4 units	35.7%	±6.4 percentage points
Buildings with 5+ units	24.6%	±5.1 percentage points
Other rental homes	4.8%	±2.5 percentage points

These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.

Wayne County, New York

Rental households

Rental households: 7,728
Share of occupied homes rented: 20.1%

Rent burden

Spend 30%+ of income on rent: 44.5%
Spend 50%+ of income on rent: 24.2%

Among renter households with a calculated rent-to-income ratio.

Rental housing types

Single-unit homes: 25.9%
Buildings with 2–4 units: 37.8%
Buildings with 5+ units: 29.1%
Other rental homes: 7.3%

Estimates & margins of error

Wayne County, New York · 2020–2024 ACS 5-year · 90% margins of error
Measure	Estimate	Margin of error
Rental households	7,728	±504
Share of occupied homes rented	20.1%	±1.3 percentage points
Spend 30%+ of income on rent	44.5%	±5.4 percentage points
Spend 50%+ of income on rent	24.2%	±4.7 percentage points
Single-unit homes	25.9%	±3.6 percentage points
Buildings with 2–4 units	37.8%	±4.5 percentage points
Buildings with 5+ units	29.1%	±4.3 percentage points
Other rental homes	7.3%	±2.0 percentage points

These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.

Census sources & definitions

2020–2024 ACS 5-year combines five years of survey responses. These describe the survey period, not today’s market. Rental households are renter-occupied homes. Housing types refer to the building containing each rental; “other” includes mobile homes, boats, RVs and similar housing.

Source: U.S. Census Bureau, tables B25003, B25070 and B25032. Statistical guidance. Data checked Sep 22, 2026. Rental Wire is not affiliated with or endorsed by the Census Bureau.

Download county data & margins of error

Does a property work at that rent?

Start with the HUD benchmark or enter your expected lease rent. Price and cost defaults are examples, not local estimates.

Monthly cash flow before income tax

$98

Based on example price and costs. Edit them for your property.

Lease rent used: $1,745
Upfront cash: $53,500

Sources, dates & coverage

Rochester, NY MSA. HUD area ID: METRO40380M40380. Coverage: Livingston County, NY; Monroe County, NY; Ontario County, NY; Orleans County, NY; Wayne County, NY.

HUD gross-rent benchmarks include tenant-paid basic utilities, excluding phone, cable and internet. They are not asking-rent quotes, approved Section 8 rents or housing-authority payment standards.

FY2025 area source (effective Oct 1, 2024; source version Apr 28, 2025) · FY2026 area source (effective Oct 1, 2025; source version May 21, 2026) · FY2027 area source (effective Oct 1, 2026).

ZIP schedules: FY2025 · FY2026 · FY2027. SAFMR methodology.

HUD data checked Sep 22, 2026. Changes can reflect methodology and geographic coverage as well as rents. Missing data and figures that cannot be compared are marked unavailable. Future schedules are labelled upcoming.

Source: U.S. Department of Housing and Urban Development. HUD public-domain reuse policy, section 1.D. Rental Wire is not affiliated with or endorsed by HUD. Retain the source, geography and fiscal year when sharing data.

Calculation assumptions

Cash flow is rent less vacancy, operating costs, replacement reserves and fixed-rate mortgage payments, including principal. Tax deductions, sale proceeds and appreciation are outside this first-year calculation. The target price uses the same rent, expense amounts, mortgage rate, down-payment percentage and closing-cost percentage. Property taxes and lender terms may change with the actual purchase price.

When using a HUD benchmark, we subtract tenant-paid utilities to estimate lease rent. Custom rent is used as entered. Add utilities you pay to operating costs. This does not determine a voucher subsidy or a housing authority's approved rent.

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