Look up HUD rent benchmarks by bedroom and ZIP code, then estimate cash flow with your own price and costs.
HUD rent dataPhoenix-Mesa-Chandler, AZ MSA
3-bedroom gross-rent benchmark
$2,452 / month
-6.6% from FY2025.
FY2026 · effective Oct 1, 2025
Includes tenant-paid utilities. A benchmark, not an approved rent or property-specific estimate.
Published rent benchmarks
FY2025
$2,624
FY2026
$2,452
FY2027
$2,287
HUD schedules for the selected bedroom count. Changes are not a rent forecast.
Phoenix-Mesa-Chandler, AZ MSA · Monthly gross rents
Bedroom count
FY2025
FY2026 · current
FY2027 · upcoming
Studio
$1,530
$1,457
$1,390
1 bedroom
$1,679
$1,583
$1,493
2 bedrooms
$1,950
$1,839
$1,734
3 bedrooms
$2,624
$2,452
$2,287
4 bedrooms
$2,934
$2,720
$2,537
FY2026 HUD area coverage: Maricopa County, AZ; Pinal County, AZ. ZIP schedules may cover portions of this area.
Compare rents by ZIP code
Monthly HUD gross-rent benchmarks, including tenant-paid utilities. Choose 2–4 ZIPs to compare.
225 ZIP codes across published schedules
ZIP rent table
FY2026 monthly gross rents by ZIP.
ZIP
Studio
1 bedroom
2 bedrooms
3 bedrooms
4 bedrooms
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,370
$1,490
$1,730
$2,310
$2,560
$1,700
$1,850
$2,150
$2,870
$3,180
$1,460
$1,580
$1,840
$2,450
$2,720
$1,190
$1,300
$1,530
$2,070
$2,350
$1,190
$1,300
$1,530
$2,070
$2,350
$1,300
$1,410
$1,640
$2,190
$2,430
$1,190
$1,300
$1,530
$2,070
$2,350
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,590
$1,730
$2,010
$2,680
$2,970
$1,580
$1,710
$1,990
$2,650
$2,940
$1,440
$1,570
$1,820
$2,430
$2,690
$1,240
$1,340
$1,560
$2,080
$2,350
$1,680
$1,830
$2,120
$2,830
$3,140
$1,200
$1,300
$1,530
$2,070
$2,350
$1,530
$1,660
$1,930
$2,570
$2,850
$1,240
$1,350
$1,570
$2,090
$2,350
$1,390
$1,510
$1,750
$2,330
$2,590
$1,260
$1,370
$1,590
$2,120
$2,350
$1,570
$1,700
$1,980
$2,640
$2,930
$1,300
$1,410
$1,640
$2,190
$2,430
$1,660
$1,810
$2,100
$2,800
$3,110
$1,460
$1,580
$1,840
$2,450
$2,720
$1,510
$1,640
$1,900
$2,530
$2,810
$1,740
$1,890
$2,200
$2,930
$3,250
$1,350
$1,470
$1,710
$2,280
$2,530
$1,460
$1,580
$1,840
$2,450
$2,720
$1,350
$1,460
$1,700
$2,270
$2,510
$1,390
$1,510
$1,750
$2,330
$2,590
$1,240
$1,340
$1,560
$2,080
$2,350
$1,280
$1,390
$1,610
$2,150
$2,380
$1,260
$1,370
$1,590
$2,120
$2,350
$1,460
$1,580
$1,840
$2,450
$2,720
$1,500
$1,630
$1,890
$2,520
$2,800
$1,190
$1,300
$1,530
$2,070
$2,350
$1,320
$1,440
$1,670
$2,230
$2,470
$1,410
$1,530
$1,780
$2,370
$2,630
$1,450
$1,580
$1,830
$2,440
$2,720
$1,780
$1,940
$2,250
$3,000
$3,330
$2,190
$2,380
$2,760
$3,680
$4,080
$1,460
$1,580
$1,840
$2,450
$2,720
$1,840
$2,000
$2,320
$3,090
$3,430
$2,060
$2,240
$2,600
$3,470
$3,850
$1,190
$1,300
$1,530
$2,070
$2,350
$1,240
$1,350
$1,570
$2,090
$2,350
$1,960
$2,130
$2,470
$3,290
$3,650
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,990
$2,160
$2,510
$3,360
$3,760
$1,700
$1,840
$2,140
$2,850
$3,170
$2,030
$2,200
$2,560
$3,410
$3,790
$1,800
$1,970
$2,280
$3,060
$3,430
$1,380
$1,500
$1,740
$2,320
$2,570
$1,240
$1,360
$1,580
$2,120
$2,370
$1,190
$1,300
$1,530
$2,070
$2,350
$1,190
$1,300
$1,530
$2,070
$2,350
$1,820
$1,970
$2,290
$3,060
$3,390
$1,210
$1,320
$1,530
$2,070
$2,350
$1,190
$1,300
$1,530
$2,070
$2,350
$1,460
$1,580
$1,840
$2,450
$2,720
$1,190
$1,300
$1,530
$2,070
$2,350
$1,380
$1,500
$1,740
$2,320
$2,570
$1,190
$1,300
$1,530
$2,070
$2,350
$1,290
$1,400
$1,630
$2,170
$2,410
$1,240
$1,350
$1,570
$2,110
$2,360
$1,820
$1,980
$2,300
$3,070
$3,400
$1,460
$1,580
$1,840
$2,450
$2,720
$1,780
$1,940
$2,250
$3,000
$3,330
$1,190
$1,300
$1,530
$2,070
$2,350
$1,960
$2,130
$2,470
$3,290
$3,650
$1,700
$1,840
$2,140
$2,850
$3,170
$1,380
$1,500
$1,740
$2,320
$2,570
$1,450
$1,580
$1,830
$2,440
$2,710
$1,560
$1,690
$1,960
$2,620
$2,900
$1,190
$1,300
$1,530
$2,070
$2,350
$1,190
$1,300
$1,530
$2,070
$2,350
$1,380
$1,500
$1,740
$2,320
$2,570
$1,190
$1,300
$1,530
$2,070
$2,350
$1,190
$1,300
$1,530
$2,070
$2,350
$1,190
$1,300
$1,530
$2,070
$2,350
$1,220
$1,330
$1,540
$2,070
$2,350
$1,320
$1,440
$1,670
$2,230
$2,470
$1,470
$1,590
$1,850
$2,470
$2,740
$1,320
$1,440
$1,670
$2,230
$2,470
$1,350
$1,460
$1,700
$2,270
$2,510
$1,280
$1,390
$1,610
$2,150
$2,400
$1,580
$1,710
$1,990
$2,650
$2,940
$1,430
$1,550
$1,800
$2,400
$2,660
$1,400
$1,520
$1,770
$2,360
$2,620
$1,640
$1,780
$2,070
$2,760
$3,060
$1,370
$1,490
$1,730
$2,310
$2,560
$1,460
$1,580
$1,840
$2,450
$2,720
$1,870
$2,030
$2,360
$3,150
$3,490
$1,500
$1,630
$1,890
$2,520
$2,800
$1,460
$1,580
$1,840
$2,450
$2,720
$1,700
$1,840
$2,140
$2,850
$3,170
$1,460
$1,580
$1,840
$2,450
$2,720
$1,760
$1,910
$2,220
$2,960
$3,280
$1,510
$1,640
$1,910
$2,550
$2,820
$1,800
$1,950
$2,270
$3,030
$3,360
$1,770
$1,920
$2,230
$2,970
$3,300
$1,800
$1,950
$2,270
$3,030
$3,360
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,720
$1,870
$2,170
$2,890
$3,230
$2,190
$2,380
$2,760
$3,680
$4,080
$1,690
$1,830
$2,130
$2,840
$3,150
$1,740
$1,890
$2,200
$2,930
$3,250
$1,460
$1,580
$1,840
$2,450
$2,720
$1,960
$2,150
$2,500
$3,360
$3,760
$1,890
$2,060
$2,390
$3,190
$3,530
$2,190
$2,380
$2,760
$3,680
$4,080
$1,190
$1,300
$1,530
$2,070
$2,350
$1,680
$1,830
$2,120
$2,830
$3,140
$1,950
$2,120
$2,460
$3,280
$3,640
$1,620
$1,760
$2,040
$2,720
$3,020
$1,950
$2,120
$2,460
$3,280
$3,640
$1,460
$1,580
$1,840
$2,450
$2,720
$2,190
$2,380
$2,760
$3,680
$4,080
$2,010
$2,160
$2,540
$3,370
$3,750
$1,670
$1,800
$2,120
$2,800
$3,130
$2,190
$2,380
$2,760
$3,680
$4,080
$1,460
$1,580
$1,840
$2,450
$2,720
$1,650
$1,790
$2,080
$2,770
$3,080
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,590
$1,730
$2,010
$2,680
$2,970
$1,590
$1,730
$2,010
$2,680
$2,970
$1,650
$1,790
$2,080
$2,770
$3,080
$2,020
$2,200
$2,550
$3,400
$3,770
$1,460
$1,580
$1,840
$2,450
$2,720
$1,930
$2,100
$2,440
$3,250
$3,620
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,820
$1,980
$2,300
$3,070
$3,400
$1,960
$2,130
$2,470
$3,290
$3,650
$1,960
$2,140
$2,480
$3,310
$3,690
$2,190
$2,380
$2,760
$3,680
$4,080
$1,460
$1,580
$1,840
$2,450
$2,720
$1,230
$1,330
$1,550
$2,070
$2,350
$1,190
$1,300
$1,530
$2,070
$2,350
$1,430
$1,550
$1,800
$2,400
$2,660
$1,320
$1,440
$1,670
$2,230
$2,470
$1,690
$1,830
$2,130
$2,840
$3,150
$1,440
$1,570
$1,820
$2,430
$2,690
$1,620
$1,760
$2,040
$2,720
$3,020
$1,700
$1,840
$2,140
$2,850
$3,170
$1,820
$1,980
$2,290
$3,050
$3,390
$1,990
$2,160
$2,520
$3,380
$3,780
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,460
$1,580
$1,840
$2,450
$2,720
$1,390
$1,530
$1,770
$2,380
$2,660
$1,190
$1,300
$1,530
$2,070
$2,350
$1,240
$1,350
$1,560
$2,080
$2,350
$1,500
$1,630
$1,890
$2,520
$2,800
$1,530
$1,660
$1,930
$2,570
$2,850
$1,460
$1,580
$1,840
$2,450
$2,720
$1,240
$1,340
$1,560
$2,080
$2,350
$2,190
$2,380
$2,760
$3,680
$4,080
$1,190
$1,300
$1,530
$2,070
$2,350
$1,610
$1,750
$2,030
$2,710
$3,000
$1,190
$1,300
$1,530
$2,070
$2,350
$1,700
$1,850
$2,150
$2,870
$3,180
$1,920
$2,080
$2,420
$3,230
$3,580
$1,790
$1,950
$2,260
$3,020
$3,380
$1,190
$1,300
$1,530
$2,070
$2,350
$1,530
$1,660
$1,930
$2,570
$2,850
$1,420
$1,540
$1,790
$2,390
$2,650
$1,320
$1,440
$1,670
$2,230
$2,470
$1,570
$1,700
$1,980
$2,640
$2,930
$1,290
$1,400
$1,630
$2,170
$2,420
$2,190
$2,380
$2,760
$3,680
$4,080
$1,190
$1,300
$1,530
$2,070
$2,350
$1,190
$1,300
$1,530
$2,070
$2,350
$1,460
$1,580
$1,840
$2,450
$2,720
$1,540
$1,670
$1,940
$2,590
$2,870
$1,730
$1,890
$2,190
$2,920
$3,240
$1,340
$1,460
$1,690
$2,250
$2,510
$1,460
$1,580
$1,840
$2,450
$2,720
$1,640
$1,800
$2,080
$2,800
$3,140
$1,290
$1,400
$1,630
$2,170
$2,410
$1,860
$2,020
$2,350
$3,130
$3,490
$1,460
$1,580
$1,840
$2,450
$2,720
$1,510
$1,640
$1,900
$2,530
$2,810
$1,690
$1,830
$2,130
$2,840
$3,150
$2,120
$2,300
$2,670
$3,560
$3,950
$1,460
$1,580
$1,840
$2,450
$2,720
$1,950
$2,120
$2,460
$3,280
$3,640
$1,960
$2,130
$2,470
$3,290
$3,650
$1,300
$1,430
$1,680
$2,260
$2,500
$1,660
$1,800
$2,090
$2,790
$3,090
$1,770
$1,930
$2,250
$3,020
$3,380
$1,940
$2,120
$2,460
$3,310
$3,700
$1,210
$1,300
$1,600
$2,070
$2,350
$1,190
$1,300
$1,530
$2,070
$2,350
$1,190
$1,300
$1,530
$2,070
$2,350
$1,190
$1,300
$1,530
$2,070
$2,350
$1,850
$2,010
$2,330
$3,110
$3,450
$1,190
$1,300
$1,530
$2,070
$2,350
$1,190
$1,300
$1,530
$2,070
$2,350
$1,190
$1,300
$1,620
$2,250
$2,590
$1,410
$1,570
$2,030
$2,820
$3,240
$1,530
$1,680
$2,030
$2,760
$3,100
Choose up to four ZIPs.
Local rental households
2020–2024 ACS 5-year. Figures cover the selected county, which may be only part of the current HUD rental area.
Maricopa County, Arizona
Rental households
Rental households
602,808
Share of occupied homes rented
34.8%
Rent burden
Spend 30%+ of income on rent
52.6%
Spend 50%+ of income on rent
25.2%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
34.7%
Buildings with 2–4 units
11.3%
Buildings with 5+ units
51.5%
Other rental homes
2.6%
Estimates & margins of error
Maricopa County, Arizona · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
602,808
±5,320
Share of occupied homes rented
34.8%
±0.3 percentage points
Spend 30%+ of income on rent
52.6%
±0.8 percentage points
Spend 50%+ of income on rent
25.2%
±0.5 percentage points
Single-unit homes
34.7%
±0.6 percentage points
Buildings with 2–4 units
11.3%
±0.4 percentage points
Buildings with 5+ units
51.5%
±0.8 percentage points
Other rental homes
2.6%
±0.2 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Pinal County, Arizona
Rental households
Rental households
29,599
Share of occupied homes rented
18.3%
Rent burden
Spend 30%+ of income on rent
46.8%
Spend 50%+ of income on rent
20.4%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
62.8%
Buildings with 2–4 units
9.6%
Buildings with 5+ units
14.0%
Other rental homes
13.6%
Estimates & margins of error
Pinal County, Arizona · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
29,599
±1,207
Share of occupied homes rented
18.3%
±0.7 percentage points
Spend 30%+ of income on rent
46.8%
±3.3 percentage points
Spend 50%+ of income on rent
20.4%
±2.3 percentage points
Single-unit homes
62.8%
±2.6 percentage points
Buildings with 2–4 units
9.6%
±1.6 percentage points
Buildings with 5+ units
14.0%
±2.2 percentage points
Other rental homes
13.6%
±2.1 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Census sources & definitions
2020–2024 ACS 5-year combines five years of survey responses. These describe the survey period, not today’s market. Rental households are renter-occupied homes. Housing types refer to the building containing each rental; “other” includes mobile homes, boats, RVs and similar housing.
Source: U.S. Census Bureau, tables B25003, B25070 and B25032. Statistical guidance. Data checked Sep 22, 2026. Rental Wire is not affiliated with or endorsed by the Census Bureau.
Start with the HUD benchmark or enter your expected lease rent. Price and cost defaults are examples, not local estimates.
Monthly cash flow before income tax
$460
Based on example price and costs. Edit them for your property.
Lease rent used
$2,302
Upfront cash
$53,500
Sources, dates & coverage
Phoenix-Mesa-Chandler, AZ MSA. HUD area ID: METRO38060M38060. Coverage: Maricopa County, AZ; Pinal County, AZ.
HUD gross-rent benchmarks include tenant-paid basic utilities, excluding phone, cable and internet. They are not asking-rent quotes, approved Section 8 rents or housing-authority payment standards.
HUD data checked Sep 22, 2026. Changes can reflect methodology and geographic coverage as well as rents. Missing data and figures that cannot be compared are marked unavailable. Future schedules are labelled upcoming.
Source: U.S. Department of Housing and Urban Development. HUD public-domain reuse policy, section 1.D. Rental Wire is not affiliated with or endorsed by HUD. Retain the source, geography and fiscal year when sharing data.
Calculation assumptions
Cash flow is rent less vacancy, operating costs, replacement reserves and fixed-rate mortgage payments, including principal. Tax deductions, sale proceeds and appreciation are outside this first-year calculation. The target price uses the same rent, expense amounts, mortgage rate, down-payment percentage and closing-cost percentage. Property taxes and lender terms may change with the actual purchase price.
When using a HUD benchmark, we subtract tenant-paid utilities to estimate lease rent. Custom rent is used as entered. Add utilities you pay to operating costs. This does not determine a voucher subsidy or a housing authority's approved rent.