FY2026 HUD area coverage: Lake County, FL; Orange County, FL; Osceola County, FL; Seminole County, FL. ZIP schedules may cover portions of this area.
Compare rents by ZIP code
Monthly HUD gross-rent benchmarks, including tenant-paid utilities. Choose 2–4 ZIPs to compare.
154 ZIP codes across published schedules
ZIP rent table
FY2026 monthly gross rents by ZIP.
ZIP
Studio
1 bedroom
2 bedrooms
3 bedrooms
4 bedrooms
$1,270
$1,340
$1,520
$1,920
$2,320
$1,270
$1,340
$1,520
$1,920
$2,320
$1,440
$1,510
$1,720
$2,160
$2,550
$1,300
$1,370
$1,570
$1,960
$2,320
$1,570
$1,660
$1,930
$2,420
$2,800
$1,660
$1,760
$2,040
$2,550
$2,980
$1,270
$1,340
$1,520
$1,920
$2,320
$1,570
$1,650
$1,880
$2,360
$2,790
$1,270
$1,340
$1,520
$1,920
$2,320
$1,560
$1,630
$1,860
$2,330
$2,760
$1,670
$1,760
$2,000
$2,510
$2,970
$1,580
$1,660
$1,890
$2,370
$2,800
$1,760
$1,840
$2,100
$2,640
$3,110
$1,320
$1,450
$1,670
$2,190
$2,530
$1,670
$1,760
$2,000
$2,510
$2,970
$1,990
$2,090
$2,380
$2,990
$3,530
$1,760
$1,840
$2,100
$2,640
$3,110
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,270
$1,340
$1,520
$1,940
$2,320
$1,270
$1,340
$1,520
$1,920
$2,320
$1,440
$1,510
$1,720
$2,160
$2,550
$1,470
$1,540
$1,760
$2,210
$2,610
$1,970
$2,070
$2,360
$2,980
$3,510
$1,670
$1,760
$2,000
$2,510
$2,970
$1,660
$1,740
$1,980
$2,490
$2,940
$1,290
$1,350
$1,540
$1,930
$2,320
$1,910
$2,000
$2,280
$2,860
$3,380
$1,670
$1,760
$2,000
$2,510
$2,970
$1,620
$1,700
$1,940
$2,440
$2,880
$1,780
$1,870
$2,130
$2,670
$3,160
$1,670
$1,760
$2,000
$2,510
$2,970
$1,440
$1,510
$1,720
$2,160
$2,550
$1,450
$1,520
$1,730
$2,170
$2,570
$1,670
$1,760
$2,000
$2,510
$2,970
$2,000
$2,100
$2,390
$3,000
$3,540
$2,160
$2,260
$2,580
$3,240
$3,830
$1,270
$1,340
$1,520
$1,920
$2,320
$1,670
$1,760
$2,000
$2,510
$2,970
$1,560
$1,630
$1,860
$2,330
$2,760
$1,670
$1,760
$2,000
$2,510
$2,970
$1,490
$1,560
$1,780
$2,230
$2,640
$1,610
$1,690
$1,930
$2,420
$2,850
$1,670
$1,760
$2,000
$2,510
$2,970
$1,270
$1,340
$1,520
$1,920
$2,320
$1,940
$2,040
$2,320
$2,910
$3,440
$1,270
$1,340
$1,520
$1,920
$2,320
$1,720
$1,800
$2,050
$2,570
$3,040
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,710
$1,790
$2,040
$2,560
$3,020
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,270
$1,340
$1,520
$1,920
$2,320
$1,860
$1,950
$2,220
$2,790
$3,290
$1,670
$1,760
$2,000
$2,510
$2,970
$1,970
$2,060
$2,350
$2,950
$3,480
$1,720
$1,810
$2,060
$2,590
$3,050
$1,270
$1,340
$1,520
$1,920
$2,320
$1,520
$1,600
$1,820
$2,280
$2,700
$1,520
$1,600
$1,820
$2,280
$2,700
$1,460
$1,530
$1,740
$2,180
$2,580
$1,340
$1,400
$1,600
$2,010
$2,370
$1,580
$1,660
$1,890
$2,370
$2,800
$1,640
$1,720
$1,960
$2,460
$2,910
$1,520
$1,600
$1,820
$2,280
$2,700
$2,300
$2,410
$2,750
$3,450
$4,080
$1,600
$1,680
$1,910
$2,400
$2,840
$1,730
$1,820
$2,070
$2,600
$3,070
$1,470
$1,540
$1,760
$2,210
$2,610
$1,920
$2,010
$2,290
$2,870
$3,400
$1,810
$1,910
$2,160
$2,750
$3,270
$1,820
$1,900
$2,170
$2,720
$3,220
$1,680
$1,760
$2,010
$2,520
$2,980
$1,820
$1,910
$2,180
$2,740
$3,230
$1,760
$1,840
$2,100
$2,640
$3,110
$1,510
$1,580
$1,800
$2,260
$2,670
$2,290
$2,400
$2,740
$3,440
$4,060
$1,890
$1,980
$2,260
$2,840
$3,350
$1,940
$2,040
$2,320
$2,910
$3,440
$1,970
$2,070
$2,360
$2,960
$3,490
$1,850
$1,940
$2,210
$2,770
$3,280
$2,190
$2,300
$2,620
$3,290
$3,880
$1,420
$1,490
$1,700
$2,130
$2,520
$1,860
$1,950
$2,220
$2,790
$3,290
$2,070
$2,180
$2,480
$3,110
$3,680
$1,930
$2,030
$2,310
$2,900
$3,420
$1,550
$1,620
$1,850
$2,320
$2,740
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$1,270
$1,340
$1,520
$1,920
$2,320
$1,880
$1,910
$2,280
$3,020
$3,700
$1,830
$1,840
$2,230
$3,010
$3,740
$1,090
$1,090
$1,330
$1,800
$2,230
$1,270
$1,340
$1,520
$1,920
$2,320
$1,880
$1,970
$2,250
$2,820
$3,340
$1,440
$1,510
$1,720
$2,160
$2,550
$1,440
$1,510
$1,720
$2,160
$2,550
$1,670
$1,750
$2,000
$2,510
$2,970
$1,970
$2,070
$2,360
$2,960
$3,500
$1,970
$2,070
$2,360
$2,960
$3,500
$1,270
$1,340
$1,520
$1,920
$2,320
$2,020
$2,120
$2,410
$3,030
$3,570
$1,670
$1,760
$2,000
$2,510
$2,970
$1,760
$1,840
$2,100
$2,640
$3,110
$1,600
$1,670
$1,960
$2,520
$2,990
$1,670
$1,760
$2,000
$2,510
$2,970
$1,630
$1,710
$1,950
$2,450
$2,890
$1,640
$1,720
$1,960
$2,460
$2,910
$1,710
$1,790
$2,040
$2,560
$3,020
$1,440
$1,510
$1,720
$2,160
$2,550
$1,640
$1,720
$1,960
$2,460
$2,910
$1,780
$1,870
$2,130
$2,670
$3,160
$1,860
$1,950
$2,220
$2,790
$3,290
$1,270
$1,340
$1,520
$1,920
$2,320
$1,440
$1,510
$1,720
$2,160
$2,550
$1,440
$1,510
$1,720
$2,160
$2,550
$1,440
$1,510
$1,720
$2,160
$2,550
$1,480
$1,550
$1,770
$2,220
$2,620
$1,730
$1,820
$2,070
$2,600
$3,070
$1,570
$1,590
$1,910
$2,550
$3,130
$1,970
$2,060
$2,350
$2,950
$3,480
$1,790
$1,880
$2,140
$2,690
$3,170
$1,310
$1,380
$1,570
$1,970
$2,330
$1,360
$1,420
$1,620
$2,030
$2,400
$1,640
$1,720
$1,960
$2,460
$2,910
$1,700
$1,780
$2,030
$2,550
$3,010
$1,850
$1,940
$2,210
$2,770
$3,280
$2,310
$2,420
$2,760
$3,460
$4,090
$1,670
$1,760
$2,000
$2,510
$2,970
$1,670
$1,760
$2,000
$2,510
$2,970
$2,310
$2,420
$2,760
$3,460
$4,090
$1,970
$2,060
$2,350
$2,950
$3,480
$1,430
$1,500
$1,710
$2,150
$2,540
$1,440
$1,510
$1,720
$2,160
$2,550
$1,760
$1,840
$2,100
$2,640
$3,110
$1,270
$1,340
$1,520
$1,920
$2,320
Choose up to four ZIPs.
Local rental households
2020–2024 ACS 5-year. Figures cover the selected county, which may be only part of the current HUD rental area.
Lake County, Florida
Rental households
Rental households
36,852
Share of occupied homes rented
22.4%
Rent burden
Spend 30%+ of income on rent
59.0%
Spend 50%+ of income on rent
27.8%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
39.0%
Buildings with 2–4 units
13.2%
Buildings with 5+ units
38.1%
Other rental homes
9.6%
Estimates & margins of error
Lake County, Florida · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
36,852
±1,776
Share of occupied homes rented
22.4%
±1.1 percentage points
Spend 30%+ of income on rent
59.0%
±3.0 percentage points
Spend 50%+ of income on rent
27.8%
±2.5 percentage points
Single-unit homes
39.0%
±2.9 percentage points
Buildings with 2–4 units
13.2%
±1.7 percentage points
Buildings with 5+ units
38.1%
±2.5 percentage points
Other rental homes
9.6%
±1.6 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Orange County, Florida
Rental households
Rental households
227,990
Share of occupied homes rented
43.2%
Rent burden
Spend 30%+ of income on rent
59.5%
Spend 50%+ of income on rent
29.5%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
29.2%
Buildings with 2–4 units
10.6%
Buildings with 5+ units
57.9%
Other rental homes
2.3%
Estimates & margins of error
Orange County, Florida · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
227,990
±3,665
Share of occupied homes rented
43.2%
±0.7 percentage points
Spend 30%+ of income on rent
59.5%
±1.4 percentage points
Spend 50%+ of income on rent
29.5%
±1.1 percentage points
Single-unit homes
29.2%
±1.1 percentage points
Buildings with 2–4 units
10.6%
±0.7 percentage points
Buildings with 5+ units
57.9%
±1.4 percentage points
Other rental homes
2.3%
±0.4 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Osceola County, Florida
Rental households
Rental households
49,507
Share of occupied homes rented
34.7%
Rent burden
Spend 30%+ of income on rent
65.4%
Spend 50%+ of income on rent
35.2%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
37.4%
Buildings with 2–4 units
12.3%
Buildings with 5+ units
44.4%
Other rental homes
5.8%
Estimates & margins of error
Osceola County, Florida · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
49,507
±2,020
Share of occupied homes rented
34.7%
±1.4 percentage points
Spend 30%+ of income on rent
65.4%
±3.3 percentage points
Spend 50%+ of income on rent
35.2%
±2.6 percentage points
Single-unit homes
37.4%
±2.5 percentage points
Buildings with 2–4 units
12.3%
±2.0 percentage points
Buildings with 5+ units
44.4%
±2.9 percentage points
Other rental homes
5.8%
±1.3 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Seminole County, Florida
Rental households
Rental households
63,292
Share of occupied homes rented
33.8%
Rent burden
Spend 30%+ of income on rent
58.6%
Spend 50%+ of income on rent
28.5%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
30.0%
Buildings with 2–4 units
13.3%
Buildings with 5+ units
54.9%
Other rental homes
1.8%
Estimates & margins of error
Seminole County, Florida · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
63,292
±1,838
Share of occupied homes rented
33.8%
±1.0 percentage points
Spend 30%+ of income on rent
58.6%
±2.3 percentage points
Spend 50%+ of income on rent
28.5%
±1.7 percentage points
Single-unit homes
30.0%
±1.8 percentage points
Buildings with 2–4 units
13.3%
±1.7 percentage points
Buildings with 5+ units
54.9%
±2.5 percentage points
Other rental homes
1.8%
±0.5 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Census sources & definitions
2020–2024 ACS 5-year combines five years of survey responses. These describe the survey period, not today’s market. Rental households are renter-occupied homes. Housing types refer to the building containing each rental; “other” includes mobile homes, boats, RVs and similar housing.
Source: U.S. Census Bureau, tables B25003, B25070 and B25032. Statistical guidance. Data checked Sep 22, 2026. Rental Wire is not affiliated with or endorsed by the Census Bureau.
Start with the HUD benchmark or enter your expected lease rent. Price and cost defaults are examples, not local estimates.
Monthly cash flow before income tax
$475
Based on example price and costs. Edit them for your property.
Lease rent used
$2,326
Upfront cash
$53,500
Sources, dates & coverage
Orlando-Kissimmee-Sanford, FL MSA. HUD area ID: METRO36740M36740. Coverage: Lake County, FL; Orange County, FL; Osceola County, FL; Seminole County, FL.
HUD gross-rent benchmarks include tenant-paid basic utilities, excluding phone, cable and internet. They are not asking-rent quotes, approved Section 8 rents or housing-authority payment standards.
HUD data checked Sep 22, 2026. Changes can reflect methodology and geographic coverage as well as rents. Missing data and figures that cannot be compared are marked unavailable. Future schedules are labelled upcoming.
Source: U.S. Department of Housing and Urban Development. HUD public-domain reuse policy, section 1.D. Rental Wire is not affiliated with or endorsed by HUD. Retain the source, geography and fiscal year when sharing data.
Calculation assumptions
Cash flow is rent less vacancy, operating costs, replacement reserves and fixed-rate mortgage payments, including principal. Tax deductions, sale proceeds and appreciation are outside this first-year calculation. The target price uses the same rent, expense amounts, mortgage rate, down-payment percentage and closing-cost percentage. Property taxes and lender terms may change with the actual purchase price.
When using a HUD benchmark, we subtract tenant-paid utilities to estimate lease rent. Custom rent is used as entered. Add utilities you pay to operating costs. This does not determine a voucher subsidy or a housing authority's approved rent.