Look up HUD rent benchmarks by bedroom and ZIP code, then estimate cash flow with your own price and costs.
HUD rent dataJacksonville, FL HUD Metro FMR Area
3-bedroom gross-rent benchmark
$2,043 / month
-5.5% from FY2025.
FY2026 · effective Oct 1, 2025
Includes tenant-paid utilities. A benchmark, not an approved rent or property-specific estimate.
Published rent benchmarks
FY2025
$2,163
FY2026
$2,043
FY2027
$2,077
HUD schedules for the selected bedroom count. Changes are not a rent forecast.
Jacksonville, FL HUD Metro FMR Area · Monthly gross rents
Bedroom count
FY2025
FY2026 · current
FY2027 · upcoming
Studio
$1,381
$1,355
$1,401
1 bedroom
$1,454
$1,382
$1,421
2 bedrooms
$1,730
$1,658
$1,694
3 bedrooms
$2,163
$2,043
$2,077
4 bedrooms
$2,739
$2,561
$2,594
FY2026 HUD area coverage: Clay County, FL; Duval County, FL; Nassau County, FL; St. Johns County, FL. ZIP schedules may cover portions of this area.
Compare rents by ZIP code
Monthly HUD gross-rent benchmarks, including tenant-paid utilities. Choose 2–4 ZIPs to compare.
82 ZIP codes across published schedules
ZIP rent table
FY2026 monthly gross rents by ZIP.
ZIP
Studio
1 bedroom
2 bedrooms
3 bedrooms
4 bedrooms
$1,890
$1,920
$2,310
$2,850
$3,570
$1,660
$1,690
$2,030
$2,500
$3,140
$1,410
$1,430
$1,720
$2,120
$2,660
$950
$1,000
$1,190
$1,490
$1,890
$960
$980
$1,180
$1,450
$1,820
$1,670
$1,710
$2,050
$2,530
$3,170
$1,230
$1,250
$1,500
$1,850
$2,320
$1,230
$1,260
$1,510
$1,860
$2,330
$1,230
$1,260
$1,510
$1,860
$2,330
$1,330
$1,360
$1,630
$2,010
$2,520
$880
$930
$1,100
$1,380
$1,740
$1,410
$1,430
$1,720
$2,120
$2,660
$1,070
$1,120
$1,230
$1,570
$2,060
$1,580
$1,610
$1,930
$2,380
$2,980
$1,410
$1,430
$1,720
$2,120
$2,660
$1,360
$1,390
$1,670
$2,060
$2,580
$1,340
$1,370
$1,640
$2,020
$2,530
$1,630
$1,690
$2,010
$2,520
$3,180
$1,550
$1,580
$1,900
$2,340
$2,940
$1,870
$1,970
$2,340
$2,930
$3,710
$1,810
$1,840
$2,210
$2,720
$3,410
$1,350
$1,370
$1,650
$2,030
$2,550
$1,660
$1,690
$2,030
$2,500
$3,140
$1,470
$1,500
$1,800
$2,220
$2,780
$940
$980
$1,080
$1,380
$1,810
$2,020
$2,060
$2,470
$3,040
$3,820
$1,380
$1,410
$1,690
$2,080
$2,610
$1,630
$1,670
$2,000
$2,460
$3,090
$1,220
$1,330
$1,570
$1,980
$2,520
$1,060
$1,150
$1,380
$1,730
$2,190
$1,050
$1,070
$1,280
$1,580
$1,980
$1,410
$1,430
$1,720
$2,120
$2,660
$1,130
$1,150
$1,380
$1,700
$2,130
$1,330
$1,360
$1,630
$2,010
$2,520
$1,150
$1,170
$1,410
$1,740
$2,180
$1,230
$1,260
$1,510
$1,860
$2,330
$940
$960
$1,150
$1,420
$1,780
$1,230
$1,250
$1,500
$1,850
$2,320
$1,180
$1,210
$1,450
$1,790
$2,240
$980
$1,000
$1,200
$1,480
$1,850
$1,150
$1,170
$1,410
$1,740
$2,180
$1,110
$1,130
$1,360
$1,680
$2,100
$1,940
$1,980
$2,380
$2,930
$3,680
$1,330
$1,360
$1,630
$2,010
$2,520
$1,250
$1,270
$1,530
$1,890
$2,360
$1,130
$1,150
$1,380
$1,700
$2,130
$1,360
$1,390
$1,670
$2,060
$2,580
$1,150
$1,170
$1,410
$1,740
$2,180
$1,220
$1,240
$1,490
$1,840
$2,300
$1,570
$1,600
$1,920
$2,370
$2,970
$1,630
$1,670
$2,000
$2,460
$3,090
$1,470
$1,500
$1,800
$2,220
$2,780
$1,580
$1,610
$1,930
$2,380
$2,980
$1,580
$1,610
$1,930
$2,380
$2,980
$2,030
$2,070
$2,490
$3,070
$3,850
$1,850
$1,910
$2,270
$2,840
$3,600
$1,850
$1,910
$2,270
$2,840
$3,600
$1,330
$1,360
$1,630
$2,010
$2,520
$1,420
$1,450
$1,740
$2,140
$2,690
$920
$940
$1,130
$1,390
$1,740
$1,330
$1,360
$1,630
$2,010
$2,520
$1,330
$1,360
$1,630
$2,010
$2,520
$1,330
$1,360
$1,630
$2,010
$2,520
$1,330
$1,360
$1,630
$2,010
$2,520
$1,330
$1,360
$1,630
$2,010
$2,520
$1,330
$1,360
$1,630
$2,010
$2,520
$1,400
$1,420
$1,710
$2,110
$2,640
$1,330
$1,360
$1,630
$2,010
$2,520
$1,670
$1,710
$2,050
$2,530
$3,170
$1,330
$1,360
$1,630
$2,010
$2,520
$1,810
$1,840
$2,210
$2,720
$3,410
$1,060
$1,080
$1,300
$1,600
$2,010
$1,330
$1,360
$1,630
$2,010
$2,520
$1,630
$1,670
$2,000
$2,460
$3,090
$1,320
$1,350
$1,620
$2,000
$2,500
$1,830
$1,870
$2,240
$2,760
$3,460
$2,030
$2,070
$2,490
$3,070
$3,850
$1,660
$1,690
$2,030
$2,500
$3,140
$1,480
$1,510
$1,810
$2,230
$2,800
$1,230
$1,250
$1,500
$1,850
$2,320
$1,010
$1,030
$1,230
$1,520
$1,920
$860
$900
$1,100
$1,390
$1,600
Choose up to four ZIPs.
Local rental households
2020–2024 ACS 5-year. Figures cover the selected county, which may be only part of the current HUD rental area.
Clay County, Florida
Rental households
Rental households
20,185
Share of occupied homes rented
24.1%
Rent burden
Spend 30%+ of income on rent
49.9%
Spend 50%+ of income on rent
24.5%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
50.8%
Buildings with 2–4 units
12.4%
Buildings with 5+ units
26.5%
Other rental homes
10.2%
Estimates & margins of error
Clay County, Florida · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
20,185
±1,089
Share of occupied homes rented
24.1%
±1.3 percentage points
Spend 30%+ of income on rent
49.9%
±4.6 percentage points
Spend 50%+ of income on rent
24.5%
±3.7 percentage points
Single-unit homes
50.8%
±3.8 percentage points
Buildings with 2–4 units
12.4%
±2.4 percentage points
Buildings with 5+ units
26.5%
±3.4 percentage points
Other rental homes
10.2%
±1.9 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Duval County, Florida
Rental households
Rental households
173,409
Share of occupied homes rented
41.8%
Rent burden
Spend 30%+ of income on rent
56.3%
Spend 50%+ of income on rent
27.7%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
31.0%
Buildings with 2–4 units
14.9%
Buildings with 5+ units
50.5%
Other rental homes
3.5%
Estimates & margins of error
Duval County, Florida · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
173,409
±3,136
Share of occupied homes rented
41.8%
±0.7 percentage points
Spend 30%+ of income on rent
56.3%
±1.6 percentage points
Spend 50%+ of income on rent
27.7%
±1.1 percentage points
Single-unit homes
31.0%
±1.1 percentage points
Buildings with 2–4 units
14.9%
±1.1 percentage points
Buildings with 5+ units
50.5%
±1.8 percentage points
Other rental homes
3.5%
±0.5 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Nassau County, Florida
Rental households
Rental households
6,791
Share of occupied homes rented
17.3%
Rent burden
Spend 30%+ of income on rent
54.2%
Spend 50%+ of income on rent
32.1%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
36.8%
Buildings with 2–4 units
14.4%
Buildings with 5+ units
26.7%
Other rental homes
22.1%
Estimates & margins of error
Nassau County, Florida · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
6,791
±702
Share of occupied homes rented
17.3%
±1.8 percentage points
Spend 30%+ of income on rent
54.2%
±5.2 percentage points
Spend 50%+ of income on rent
32.1%
±5.8 percentage points
Single-unit homes
36.8%
±5.1 percentage points
Buildings with 2–4 units
14.4%
±3.4 percentage points
Buildings with 5+ units
26.7%
±6.2 percentage points
Other rental homes
22.1%
±5.7 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
St. Johns County, Florida
Rental households
Rental households
20,572
Share of occupied homes rented
17.8%
Rent burden
Spend 30%+ of income on rent
59.5%
Spend 50%+ of income on rent
31.1%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
49.0%
Buildings with 2–4 units
11.0%
Buildings with 5+ units
32.4%
Other rental homes
7.6%
Estimates & margins of error
St. Johns County, Florida · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
20,572
±1,286
Share of occupied homes rented
17.8%
±1.1 percentage points
Spend 30%+ of income on rent
59.5%
±5.3 percentage points
Spend 50%+ of income on rent
31.1%
±4.3 percentage points
Single-unit homes
49.0%
±3.8 percentage points
Buildings with 2–4 units
11.0%
±2.0 percentage points
Buildings with 5+ units
32.4%
±3.3 percentage points
Other rental homes
7.6%
±2.0 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Census sources & definitions
2020–2024 ACS 5-year combines five years of survey responses. These describe the survey period, not today’s market. Rental households are renter-occupied homes. Housing types refer to the building containing each rental; “other” includes mobile homes, boats, RVs and similar housing.
Source: U.S. Census Bureau, tables B25003, B25070 and B25032. Statistical guidance. Data checked Sep 22, 2026. Rental Wire is not affiliated with or endorsed by the Census Bureau.
Start with the HUD benchmark or enter your expected lease rent. Price and cost defaults are examples, not local estimates.
Monthly cash flow before income tax
$194
Based on example price and costs. Edit them for your property.
Lease rent used
$1,893
Upfront cash
$53,500
Sources, dates & coverage
Jacksonville, FL HUD Metro FMR Area. HUD area ID: METRO27260M27260. Coverage: Clay County, FL; Duval County, FL; Nassau County, FL; St. Johns County, FL.
HUD gross-rent benchmarks include tenant-paid basic utilities, excluding phone, cable and internet. They are not asking-rent quotes, approved Section 8 rents or housing-authority payment standards.
HUD data checked Sep 22, 2026. Changes can reflect methodology and geographic coverage as well as rents. Missing data and figures that cannot be compared are marked unavailable. Future schedules are labelled upcoming.
Source: U.S. Department of Housing and Urban Development. HUD public-domain reuse policy, section 1.D. Rental Wire is not affiliated with or endorsed by HUD. Retain the source, geography and fiscal year when sharing data.
Calculation assumptions
Cash flow is rent less vacancy, operating costs, replacement reserves and fixed-rate mortgage payments, including principal. Tax deductions, sale proceeds and appreciation are outside this first-year calculation. The target price uses the same rent, expense amounts, mortgage rate, down-payment percentage and closing-cost percentage. Property taxes and lender terms may change with the actual purchase price.
When using a HUD benchmark, we subtract tenant-paid utilities to estimate lease rent. Custom rent is used as entered. Add utilities you pay to operating costs. This does not determine a voucher subsidy or a housing authority's approved rent.