Look up HUD rent benchmarks by bedroom and ZIP code, then estimate cash flow with your own price and costs.
HUD rent dataDetroit-Warren-Livonia, MI HUD Metro FMR Area
3-bedroom gross-rent benchmark
$1,724 / month
+2.1% from FY2025.
FY2026 · effective Oct 1, 2025
Includes tenant-paid utilities. A benchmark, not an approved rent or property-specific estimate.
Published rent benchmarks
FY2025
$1,688
FY2026
$1,724
FY2027
$1,777
HUD schedules for the selected bedroom count. Changes are not a rent forecast.
Detroit-Warren-Livonia, MI HUD Metro FMR Area · Monthly gross rents
Bedroom count
FY2025
FY2026 · current
FY2027 · upcoming
Studio
$991
$1,009
$1,047
1 bedroom
$1,090
$1,122
$1,167
2 bedrooms
$1,378
$1,411
$1,459
3 bedrooms
$1,688
$1,724
$1,777
4 bedrooms
$1,827
$1,868
$1,929
FY2026 HUD area coverage: Lapeer County, MI; Macomb County, MI; Oakland County, MI; St. Clair County, MI; Wayne County, MI. ZIP schedules may cover portions of this area.
Compare rents by ZIP code
Monthly HUD gross-rent benchmarks, including tenant-paid utilities. Choose 2–4 ZIPs to compare.
251 ZIP codes across published schedules
ZIP rent table
FY2026 monthly gross rents by ZIP.
ZIP
Studio
1 bedroom
2 bedrooms
3 bedrooms
4 bedrooms
$820
$910
$1,150
$1,400
$1,520
$1,040
$1,150
$1,440
$1,770
$1,910
$890
$990
$1,240
$1,510
$1,640
$890
$990
$1,240
$1,510
$1,640
$950
$1,060
$1,330
$1,620
$1,760
$890
$990
$1,240
$1,510
$1,640
$1,520
$1,690
$2,120
$2,590
$2,810
$1,130
$1,260
$1,580
$1,930
$2,090
$750
$830
$1,060
$1,300
$1,400
$750
$830
$1,060
$1,300
$1,400
$1,010
$1,120
$1,410
$1,720
$1,870
$1,130
$1,260
$1,580
$1,930
$2,090
$830
$920
$1,160
$1,420
$1,540
$1,090
$1,210
$1,520
$1,860
$2,010
$1,520
$1,690
$2,120
$2,590
$2,810
$750
$830
$1,060
$1,300
$1,400
$810
$900
$1,140
$1,420
$1,530
$820
$910
$1,150
$1,400
$1,520
$1,070
$1,190
$1,500
$1,830
$1,990
$860
$950
$1,200
$1,470
$1,590
$1,100
$1,220
$1,540
$1,880
$2,040
$1,160
$1,290
$1,620
$1,980
$2,140
$970
$1,080
$1,360
$1,660
$1,800
$870
$970
$1,220
$1,490
$1,620
$1,130
$1,260
$1,580
$1,930
$2,090
$1,180
$1,310
$1,650
$2,020
$2,180
$790
$870
$1,100
$1,340
$1,460
$840
$930
$1,170
$1,430
$1,550
$750
$830
$1,060
$1,300
$1,400
$1,260
$1,400
$1,760
$2,150
$2,330
$810
$900
$1,130
$1,380
$1,500
$1,150
$1,280
$1,610
$1,970
$2,130
$920
$1,020
$1,280
$1,560
$1,690
$1,010
$1,120
$1,410
$1,720
$1,870
$930
$1,030
$1,300
$1,590
$1,720
$1,120
$1,250
$1,570
$1,920
$2,080
$920
$1,030
$1,290
$1,580
$1,710
$1,050
$1,160
$1,460
$1,800
$1,950
$940
$1,050
$1,320
$1,610
$1,750
$950
$1,060
$1,330
$1,620
$1,760
$850
$950
$1,190
$1,450
$1,580
$840
$930
$1,170
$1,430
$1,550
$890
$990
$1,240
$1,510
$1,640
$760
$840
$1,060
$1,300
$1,400
$940
$1,050
$1,320
$1,610
$1,750
$750
$830
$1,060
$1,300
$1,400
$930
$1,030
$1,300
$1,590
$1,720
$1,020
$1,140
$1,430
$1,750
$1,890
$1,270
$1,410
$1,770
$2,160
$2,340
$1,130
$1,260
$1,580
$1,930
$2,090
$1,520
$1,690
$2,120
$2,590
$2,810
$1,520
$1,690
$2,120
$2,590
$2,810
$990
$1,100
$1,380
$1,690
$1,830
$1,220
$1,350
$1,700
$2,080
$2,250
$1,160
$1,290
$1,620
$1,980
$2,140
$980
$1,090
$1,370
$1,670
$1,810
$1,140
$1,270
$1,600
$1,950
$2,120
$1,220
$1,350
$1,700
$2,080
$2,250
$1,000
$1,110
$1,400
$1,710
$1,850
$970
$1,080
$1,360
$1,660
$1,800
$1,040
$1,160
$1,460
$1,780
$1,930
$1,110
$1,230
$1,550
$1,890
$2,050
$1,250
$1,390
$1,750
$2,140
$2,320
$1,430
$1,590
$2,000
$2,440
$2,650
$1,520
$1,690
$2,120
$2,590
$2,810
$970
$1,070
$1,350
$1,650
$1,790
$990
$1,110
$1,390
$1,700
$1,840
$1,010
$1,120
$1,410
$1,720
$1,870
$1,050
$1,170
$1,470
$1,800
$1,950
$1,040
$1,160
$1,460
$1,780
$1,930
$950
$1,060
$1,330
$1,620
$1,760
$1,110
$1,230
$1,550
$1,890
$2,050
$750
$830
$1,060
$1,300
$1,400
$1,060
$1,180
$1,480
$1,810
$1,960
$750
$830
$1,060
$1,300
$1,400
$1,390
$1,540
$1,940
$2,370
$2,570
$1,130
$1,260
$1,580
$1,930
$2,090
$1,000
$1,110
$1,400
$1,710
$1,850
$1,050
$1,170
$1,470
$1,790
$1,950
$960
$1,070
$1,340
$1,640
$1,770
$920
$1,020
$1,340
$1,620
$2,170
$1,290
$1,430
$1,800
$2,200
$2,380
$960
$1,070
$1,340
$1,640
$1,770
$1,000
$1,110
$1,400
$1,710
$1,850
$960
$1,070
$1,340
$1,640
$1,770
$1,110
$1,230
$1,550
$1,890
$2,050
$1,120
$1,250
$1,570
$1,920
$2,080
$990
$1,100
$1,380
$1,690
$1,830
$1,050
$1,170
$1,470
$1,800
$1,950
$1,450
$1,610
$2,030
$2,480
$2,690
$990
$1,100
$1,380
$1,690
$1,840
$910
$1,010
$1,270
$1,550
$1,680
$960
$1,070
$1,340
$1,640
$1,770
$1,190
$1,330
$1,670
$2,040
$2,210
$1,010
$1,120
$1,410
$1,720
$1,870
$850
$950
$1,190
$1,450
$1,580
$1,140
$1,270
$1,600
$1,950
$2,120
$960
$1,070
$1,340
$1,640
$1,770
$1,140
$1,270
$1,600
$1,950
$2,120
$960
$1,070
$1,340
$1,640
$1,770
$1,070
$1,180
$1,490
$1,820
$1,970
$1,340
$1,490
$1,880
$2,300
$2,490
$1,220
$1,350
$1,700
$2,080
$2,250
$1,350
$1,480
$1,860
$2,260
$2,460
$1,170
$1,300
$1,620
$1,990
$2,160
$1,050
$1,160
$1,460
$1,780
$1,930
$960
$1,070
$1,340
$1,640
$1,770
$960
$1,070
$1,340
$1,640
$1,770
$1,040
$1,190
$1,450
$1,840
$2,020
$870
$960
$1,210
$1,480
$1,600
$870
$970
$1,220
$1,490
$1,620
$820
$910
$1,140
$1,390
$1,510
$1,020
$1,130
$1,420
$1,730
$1,880
$960
$1,070
$1,340
$1,640
$1,770
$1,230
$1,370
$1,720
$2,100
$2,280
$1,340
$1,490
$1,880
$2,300
$2,490
$840
$930
$1,170
$1,430
$1,550
$910
$1,010
$1,270
$1,550
$1,680
$950
$1,060
$1,330
$1,620
$1,760
$1,100
$1,120
$1,340
$1,610
$1,770
$890
$990
$1,250
$1,530
$1,660
$920
$1,030
$1,290
$1,580
$1,710
$770
$850
$1,070
$1,310
$1,420
$860
$950
$1,200
$1,470
$1,590
$930
$1,030
$1,300
$1,590
$1,720
$790
$880
$1,110
$1,360
$1,470
$950
$1,060
$1,330
$1,620
$1,760
$790
$880
$1,110
$1,360
$1,470
$750
$830
$1,060
$1,300
$1,400
$830
$920
$1,160
$1,420
$1,540
$840
$930
$1,170
$1,430
$1,550
$780
$870
$1,090
$1,330
$1,440
$780
$870
$1,090
$1,330
$1,440
$770
$850
$1,070
$1,310
$1,420
$850
$950
$1,190
$1,450
$1,580
$810
$900
$1,130
$1,380
$1,500
$980
$1,090
$1,370
$1,670
$1,810
$750
$830
$1,060
$1,300
$1,400
$980
$1,090
$1,370
$1,670
$1,810
$1,100
$1,220
$1,540
$1,880
$2,040
$990
$1,100
$1,380
$1,690
$1,830
$880
$980
$1,230
$1,500
$1,630
$970
$1,080
$1,360
$1,660
$1,800
$1,160
$1,290
$1,620
$1,980
$2,140
$1,520
$1,690
$2,120
$2,590
$2,810
$870
$970
$1,220
$1,490
$1,620
$880
$980
$1,230
$1,500
$1,630
$820
$910
$1,150
$1,400
$1,520
$1,270
$1,410
$1,770
$2,160
$2,340
$960
$1,070
$1,340
$1,640
$1,770
$960
$1,070
$1,340
$1,640
$1,770
$960
$1,070
$1,340
$1,640
$1,770
$840
$930
$1,170
$1,430
$1,550
$950
$1,060
$1,330
$1,620
$1,760
$1,370
$1,520
$1,910
$2,330
$2,530
$1,190
$1,320
$1,660
$2,030
$2,200
$830
$920
$1,160
$1,420
$1,540
$1,180
$1,310
$1,650
$2,020
$2,180
$1,140
$1,270
$1,600
$1,950
$2,120
$960
$1,070
$1,340
$1,640
$1,770
$960
$1,070
$1,340
$1,640
$1,770
$960
$1,070
$1,340
$1,640
$1,770
$1,520
$1,690
$2,120
$2,590
$2,810
$1,470
$1,640
$2,060
$2,520
$2,730
$1,130
$1,260
$1,580
$1,930
$2,090
$1,340
$1,490
$1,880
$2,300
$2,490
$1,190
$1,330
$1,670
$2,040
$2,210
$1,290
$1,440
$1,810
$2,210
$2,400
$1,130
$1,260
$1,580
$1,930
$2,090
$1,290
$1,440
$1,810
$2,210
$2,400
$1,150
$1,280
$1,610
$1,970
$2,130
$1,010
$1,120
$1,410
$1,720
$1,870
$980
$1,090
$1,370
$1,670
$1,810
$1,020
$1,130
$1,420
$1,730
$1,880
$1,140
$1,260
$1,590
$1,940
$2,110
$990
$1,110
$1,390
$1,700
$1,840
$1,140
$1,260
$1,590
$1,940
$2,110
$1,090
$1,210
$1,520
$1,860
$2,010
$1,010
$1,120
$1,410
$1,720
$1,870
$1,040
$1,160
$1,460
$1,780
$1,930
$1,130
$1,260
$1,580
$1,930
$2,090
$1,520
$1,690
$2,120
$2,590
$2,810
$1,410
$1,560
$1,970
$2,400
$2,610
$1,250
$1,390
$1,750
$2,140
$2,320
$1,130
$1,260
$1,580
$1,930
$2,090
$1,170
$1,300
$1,640
$2,000
$2,170
$900
$1,000
$1,260
$1,540
$1,670
$970
$1,070
$1,350
$1,650
$1,790
$1,230
$1,370
$1,720
$2,100
$2,280
$1,130
$1,260
$1,580
$1,930
$2,090
$1,520
$1,690
$2,120
$2,590
$2,810
$1,130
$1,260
$1,580
$1,930
$2,090
$1,130
$1,260
$1,580
$1,930
$2,090
$1,320
$1,470
$1,850
$2,260
$2,450
$1,350
$1,500
$1,890
$2,310
$2,500
$980
$1,090
$1,370
$1,670
$1,810
$940
$1,050
$1,320
$1,610
$1,750
$800
$890
$1,120
$1,370
$1,480
$890
$990
$1,250
$1,530
$1,660
$1,130
$1,260
$1,580
$1,930
$2,090
$1,170
$1,300
$1,630
$1,990
$2,160
$1,130
$1,260
$1,580
$1,930
$2,090
$1,040
$1,160
$1,460
$1,780
$1,930
$1,110
$1,230
$1,550
$1,890
$2,050
Not available
Not available
Not available
Not available
Not available
$860
$950
$1,200
$1,470
$1,590
$910
$1,010
$1,270
$1,550
$1,680
$1,100
$1,220
$1,540
$1,880
$2,040
$1,130
$1,260
$1,580
$1,930
$2,090
$1,130
$1,260
$1,580
$1,930
$2,090
$980
$1,090
$1,370
$1,670
$1,810
$1,060
$1,180
$1,490
$1,820
$1,970
$1,130
$1,260
$1,580
$1,930
$2,090
$980
$1,090
$1,370
$1,670
$1,810
$990
$1,100
$1,390
$1,690
$1,840
$1,010
$1,120
$1,410
$1,720
$1,870
$1,520
$1,690
$2,120
$2,590
$2,810
$1,520
$1,690
$2,120
$2,590
$2,810
$1,130
$1,260
$1,580
$1,930
$2,090
$1,110
$1,230
$1,550
$1,890
$2,050
$1,340
$1,520
$1,880
$2,380
$2,610
$1,050
$1,170
$1,470
$1,800
$1,950
$1,440
$1,600
$2,010
$2,460
$2,660
$1,110
$1,230
$1,550
$1,890
$2,050
$1,220
$1,360
$1,710
$2,090
$2,260
$1,130
$1,260
$1,580
$1,930
$2,090
$1,400
$1,560
$1,960
$2,390
$2,600
$810
$900
$1,130
$1,380
$1,500
Not available
Not available
Not available
Not available
Not available
$1,040
$1,160
$1,460
$1,780
$1,930
$750
$830
$1,060
$1,300
$1,400
$750
$830
$1,060
$1,300
$1,400
$750
$860
$1,060
$1,300
$1,510
$970
$1,080
$1,360
$1,660
$1,800
$1,040
$1,260
$1,490
$1,930
$2,230
$910
$1,040
$1,300
$1,660
$1,820
$1,020
$1,190
$1,440
$1,770
$2,060
$760
$900
$1,080
$1,330
$1,570
$930
$1,030
$1,300
$1,590
$1,720
$1,030
$1,150
$1,440
$1,760
$1,920
$750
$830
$1,060
$1,300
$1,400
$870
$970
$1,220
$1,490
$1,620
$750
$830
$1,060
$1,300
$1,400
$990
$1,110
$1,390
$1,700
$1,840
$750
$830
$1,060
$1,300
$1,400
$840
$930
$1,170
$1,430
$1,550
$750
$830
$1,060
$1,300
$1,410
$770
$880
$1,090
$1,380
$1,520
$750
$830
$1,060
$1,300
$1,400
$750
$870
$1,070
$1,410
$1,560
$760
$870
$1,080
$1,380
$1,510
Choose up to four ZIPs.
Local rental households
2020–2024 ACS 5-year. Figures cover the selected county, which may be only part of the current HUD rental area.
Lapeer County, Michigan
Rental households
Rental households
4,862
Share of occupied homes rented
14.0%
Rent burden
Spend 30%+ of income on rent
51.4%
Spend 50%+ of income on rent
31.0%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
34.9%
Buildings with 2–4 units
18.3%
Buildings with 5+ units
38.6%
Other rental homes
8.1%
Estimates & margins of error
Lapeer County, Michigan · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
4,862
±377
Share of occupied homes rented
14.0%
±1.1 percentage points
Spend 30%+ of income on rent
51.4%
±4.8 percentage points
Spend 50%+ of income on rent
31.0%
±4.1 percentage points
Single-unit homes
34.9%
±5.1 percentage points
Buildings with 2–4 units
18.3%
±3.4 percentage points
Buildings with 5+ units
38.6%
±5.5 percentage points
Other rental homes
8.1%
±2.8 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Macomb County, Michigan
Rental households
Rental households
89,612
Share of occupied homes rented
25.0%
Rent burden
Spend 30%+ of income on rent
50.8%
Spend 50%+ of income on rent
25.3%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
35.2%
Buildings with 2–4 units
11.8%
Buildings with 5+ units
49.1%
Other rental homes
3.9%
Estimates & margins of error
Macomb County, Michigan · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
89,612
±2,046
Share of occupied homes rented
25.0%
±0.6 percentage points
Spend 30%+ of income on rent
50.8%
±1.9 percentage points
Spend 50%+ of income on rent
25.3%
±1.4 percentage points
Single-unit homes
35.2%
±1.4 percentage points
Buildings with 2–4 units
11.8%
±1.2 percentage points
Buildings with 5+ units
49.1%
±1.9 percentage points
Other rental homes
3.9%
±0.5 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Oakland County, Michigan
Rental households
Rental households
144,960
Share of occupied homes rented
27.3%
Rent burden
Spend 30%+ of income on rent
44.8%
Spend 50%+ of income on rent
23.0%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
27.6%
Buildings with 2–4 units
12.8%
Buildings with 5+ units
56.5%
Other rental homes
3.1%
Estimates & margins of error
Oakland County, Michigan · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
144,960
±2,325
Share of occupied homes rented
27.3%
±0.4 percentage points
Spend 30%+ of income on rent
44.8%
±1.5 percentage points
Spend 50%+ of income on rent
23.0%
±1.2 percentage points
Single-unit homes
27.6%
±1.0 percentage points
Buildings with 2–4 units
12.8%
±0.8 percentage points
Buildings with 5+ units
56.5%
±1.5 percentage points
Other rental homes
3.1%
±0.4 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
St. Clair County, Michigan
Rental households
Rental households
13,034
Share of occupied homes rented
19.2%
Rent burden
Spend 30%+ of income on rent
55.2%
Spend 50%+ of income on rent
25.3%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
39.4%
Buildings with 2–4 units
20.6%
Buildings with 5+ units
31.9%
Other rental homes
8.1%
Estimates & margins of error
St. Clair County, Michigan · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
13,034
±853
Share of occupied homes rented
19.2%
±1.2 percentage points
Spend 30%+ of income on rent
55.2%
±3.0 percentage points
Spend 50%+ of income on rent
25.3%
±2.5 percentage points
Single-unit homes
39.4%
±2.9 percentage points
Buildings with 2–4 units
20.6%
±2.5 percentage points
Buildings with 5+ units
31.9%
±2.3 percentage points
Other rental homes
8.1%
±1.9 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Wayne County, Michigan
Rental households
Rental households
246,939
Share of occupied homes rented
35.2%
Rent burden
Spend 30%+ of income on rent
54.3%
Spend 50%+ of income on rent
30.9%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
46.8%
Buildings with 2–4 units
12.5%
Buildings with 5+ units
39.3%
Other rental homes
1.4%
Estimates & margins of error
Wayne County, Michigan · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
246,939
±3,006
Share of occupied homes rented
35.2%
±0.4 percentage points
Spend 30%+ of income on rent
54.3%
±1.1 percentage points
Spend 50%+ of income on rent
30.9%
±0.9 percentage points
Single-unit homes
46.8%
±0.9 percentage points
Buildings with 2–4 units
12.5%
±0.6 percentage points
Buildings with 5+ units
39.3%
±1.1 percentage points
Other rental homes
1.4%
±0.2 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Census sources & definitions
2020–2024 ACS 5-year combines five years of survey responses. These describe the survey period, not today’s market. Rental households are renter-occupied homes. Housing types refer to the building containing each rental; “other” includes mobile homes, boats, RVs and similar housing.
Source: U.S. Census Bureau, tables B25003, B25070 and B25032. Statistical guidance. Data checked Sep 22, 2026. Rental Wire is not affiliated with or endorsed by the Census Bureau.
Start with the HUD benchmark or enter your expected lease rent. Price and cost defaults are examples, not local estimates.
Monthly cash flow before income tax
-$14
Based on example price and costs. Edit them for your property.
Lease rent used
$1,574
Upfront cash
$53,500
Sources, dates & coverage
Detroit-Warren-Livonia, MI HUD Metro FMR Area. HUD area ID: METRO19820M19820. Coverage: Lapeer County, MI; Macomb County, MI; Oakland County, MI; St. Clair County, MI; Wayne County, MI.
HUD gross-rent benchmarks include tenant-paid basic utilities, excluding phone, cable and internet. They are not asking-rent quotes, approved Section 8 rents or housing-authority payment standards.
HUD data checked Sep 22, 2026. Changes can reflect methodology and geographic coverage as well as rents. Missing data and figures that cannot be compared are marked unavailable. Future schedules are labelled upcoming.
Source: U.S. Department of Housing and Urban Development. HUD public-domain reuse policy, section 1.D. Rental Wire is not affiliated with or endorsed by HUD. Retain the source, geography and fiscal year when sharing data.
Calculation assumptions
Cash flow is rent less vacancy, operating costs, replacement reserves and fixed-rate mortgage payments, including principal. Tax deductions, sale proceeds and appreciation are outside this first-year calculation. The target price uses the same rent, expense amounts, mortgage rate, down-payment percentage and closing-cost percentage. Property taxes and lender terms may change with the actual purchase price.
When using a HUD benchmark, we subtract tenant-paid utilities to estimate lease rent. Custom rent is used as entered. Add utilities you pay to operating costs. This does not determine a voucher subsidy or a housing authority's approved rent.