FY2026 HUD area coverage: Anne Arundel County, MD; Baltimore County, MD; Carroll County, MD; Harford County, MD; Howard County, MD; Queen Anne's County, MD; Baltimore city, MD. ZIP schedules may cover portions of this area.
Compare rents by ZIP code
Monthly HUD gross-rent benchmarks, including tenant-paid utilities. Choose 2–4 ZIPs to compare.
191 ZIP codes across published schedules
ZIP rent table
FY2026 monthly gross rents by ZIP.
ZIP
Studio
1 bedroom
2 bedrooms
3 bedrooms
4 bedrooms
$1,980
$2,200
$2,700
$3,430
$3,820
$1,270
$1,450
$1,770
$2,280
$2,550
$1,710
$1,790
$2,110
$2,740
$3,170
$1,700
$1,890
$2,320
$2,950
$3,260
$1,910
$2,120
$2,610
$3,310
$3,670
$1,710
$1,900
$2,330
$2,960
$3,280
$1,470
$1,480
$1,780
$2,330
$2,740
$1,710
$1,900
$2,330
$2,960
$3,280
$2,160
$2,230
$2,530
$3,250
$3,800
$1,860
$2,060
$2,530
$3,210
$3,560
$1,630
$1,660
$1,990
$2,590
$3,040
$1,970
$2,150
$2,570
$3,260
$3,660
$1,690
$1,870
$2,300
$2,920
$3,230
$1,970
$2,180
$2,680
$3,400
$3,770
$1,290
$1,450
$1,770
$2,280
$2,550
$1,620
$1,770
$2,140
$2,720
$3,040
$2,050
$2,250
$2,720
$3,450
$3,860
$1,730
$1,980
$2,420
$3,110
$3,470
$1,640
$1,740
$2,050
$2,640
$3,040
$1,690
$1,870
$2,300
$2,920
$3,230
$2,200
$2,270
$2,530
$3,190
$3,750
$1,270
$1,450
$1,770
$2,280
$2,550
$1,670
$1,850
$2,280
$2,890
$3,230
$1,390
$1,550
$1,900
$2,410
$2,670
$2,050
$2,270
$2,790
$3,540
$3,920
$1,830
$2,030
$2,490
$3,160
$3,500
$1,270
$1,450
$1,770
$2,280
$2,550
$1,310
$1,460
$1,790
$2,280
$2,550
$1,460
$1,620
$1,990
$2,530
$2,800
$1,520
$1,680
$2,070
$2,630
$2,910
$1,320
$1,460
$1,800
$2,290
$2,550
$1,320
$1,460
$1,800
$2,290
$2,550
$1,370
$1,510
$1,860
$2,360
$2,610
$1,530
$1,710
$2,080
$2,680
$2,990
$2,050
$2,270
$2,790
$3,540
$3,920
$1,440
$1,590
$1,960
$2,490
$2,760
$1,440
$1,590
$1,960
$2,490
$2,760
$1,920
$2,130
$2,620
$3,330
$3,680
$1,270
$1,450
$1,770
$2,280
$2,550
$2,020
$2,180
$2,590
$3,290
$3,710
$2,060
$2,240
$2,690
$3,410
$3,830
$1,850
$2,050
$2,520
$3,200
$3,540
$1,270
$1,450
$1,770
$2,280
$2,550
$1,720
$1,910
$2,350
$2,980
$3,300
$1,820
$2,020
$2,480
$3,150
$3,490
$1,670
$1,850
$2,280
$2,890
$3,210
$1,820
$2,020
$2,480
$3,150
$3,490
$1,500
$1,670
$2,050
$2,600
$2,880
$1,830
$2,030
$2,490
$3,160
$3,500
$2,050
$2,270
$2,790
$3,540
$3,920
$1,270
$1,450
$1,770
$2,280
$2,550
$1,440
$1,590
$1,960
$2,490
$2,760
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,900
$2,170
$2,660
$3,420
$3,820
$2,050
$2,270
$2,790
$3,540
$3,920
$1,720
$1,910
$2,350
$2,980
$3,300
$1,510
$1,720
$2,110
$2,710
$3,030
$1,410
$1,560
$1,920
$2,440
$2,700
$1,520
$1,680
$2,070
$2,630
$2,910
$1,710
$1,900
$2,330
$2,960
$3,280
$1,310
$1,450
$1,780
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,750
$1,940
$2,390
$3,030
$3,360
$1,980
$2,200
$2,700
$3,430
$3,800
$1,980
$2,200
$2,700
$3,430
$3,800
$1,270
$1,450
$1,770
$2,280
$2,550
$1,320
$1,460
$1,800
$2,290
$2,550
$1,350
$1,500
$1,840
$2,340
$2,590
$1,330
$1,470
$1,810
$2,300
$2,550
$1,420
$1,570
$1,930
$2,450
$2,710
$1,590
$1,770
$2,170
$2,760
$3,050
$1,320
$1,460
$1,800
$2,290
$2,550
$1,340
$1,490
$1,830
$2,320
$2,570
$1,320
$1,460
$1,800
$2,290
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,690
$1,930
$2,360
$3,060
$3,470
$1,320
$1,460
$1,800
$2,290
$2,550
$1,690
$1,880
$2,310
$2,930
$3,250
$1,330
$1,530
$1,870
$2,430
$2,740
$1,880
$2,090
$2,570
$3,260
$3,610
$1,790
$1,980
$2,440
$3,100
$3,430
$1,610
$1,780
$2,190
$2,780
$3,080
$1,550
$1,770
$2,160
$2,790
$3,110
$1,720
$1,910
$2,350
$2,980
$3,300
$1,710
$1,900
$2,330
$2,960
$3,280
$1,430
$1,590
$1,950
$2,480
$2,740
$1,430
$1,580
$1,950
$2,470
$2,740
$1,900
$2,170
$2,660
$3,420
$3,820
$1,270
$1,450
$1,770
$2,280
$2,550
$1,330
$1,480
$1,820
$2,310
$2,560
$1,310
$1,450
$1,780
$2,280
$2,550
$1,320
$1,460
$1,800
$2,290
$2,550
$1,840
$2,040
$2,500
$3,180
$3,520
$1,640
$1,820
$2,240
$2,840
$3,150
$1,630
$1,830
$2,250
$2,880
$3,230
$1,720
$1,910
$2,350
$2,980
$3,300
$1,420
$1,570
$1,930
$2,450
$2,710
$1,510
$1,670
$2,060
$2,610
$2,890
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,320
$1,460
$1,800
$2,290
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,470
$1,630
$2,010
$2,550
$2,830
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,370
$1,520
$1,870
$2,380
$2,630
$1,270
$1,450
$1,770
$2,280
$2,550
$1,430
$1,590
$1,950
$2,480
$2,740
$1,610
$1,780
$2,190
$2,780
$3,080
$1,270
$1,450
$1,770
$2,280
$2,550
$1,610
$1,790
$2,200
$2,790
$3,090
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,540
$1,710
$2,100
$2,670
$2,950
$1,510
$1,680
$2,060
$2,620
$2,900
$1,290
$1,450
$1,770
$2,280
$2,550
$1,390
$1,550
$1,900
$2,410
$2,670
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,370
$1,520
$1,870
$2,370
$2,630
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,580
$1,750
$2,150
$2,730
$3,020
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,290
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,580
$1,750
$2,150
$2,730
$3,020
$1,610
$1,790
$2,200
$2,790
$3,090
$1,270
$1,450
$1,770
$2,280
$2,550
$1,340
$1,490
$1,830
$2,320
$2,570
$1,340
$1,490
$1,830
$2,320
$2,570
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,710
$1,900
$2,330
$2,960
$3,280
$1,370
$1,520
$1,870
$2,370
$2,630
$1,290
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,590
$1,770
$2,180
$2,760
$3,060
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,320
$1,460
$1,800
$2,290
$2,550
$1,320
$1,460
$1,800
$2,290
$2,550
$1,480
$1,650
$2,020
$2,570
$2,840
$1,390
$1,550
$1,900
$2,410
$2,670
$1,270
$1,450
$1,770
$2,280
$2,550
$1,820
$2,020
$2,480
$3,150
$3,490
$2,050
$2,270
$2,790
$3,540
$3,920
$1,640
$1,810
$2,230
$2,830
$3,140
$1,710
$1,900
$2,330
$2,960
$3,280
$1,850
$2,050
$2,520
$3,200
$3,540
$1,920
$2,130
$2,620
$3,330
$3,700
$1,710
$1,900
$2,330
$2,960
$3,280
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,610
$1,790
$2,200
$2,790
$3,130
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,270
$1,450
$1,770
$2,280
$2,550
$1,490
$1,710
$2,080
$2,680
$2,990
$1,390
$1,450
$1,840
$2,300
$3,010
$1,270
$1,450
$1,770
$2,280
$2,550
$1,500
$1,530
$1,990
$2,490
$3,230
$1,270
$1,450
$1,770
$2,280
$2,550
$1,450
$1,660
$2,040
$2,640
$2,990
$1,440
$1,600
$1,970
$2,500
$2,770
$1,660
$1,850
$2,270
$2,880
$3,190
$1,270
$1,450
$1,770
$2,280
$2,550
$1,350
$1,480
$1,800
$2,340
$2,650
$1,720
$1,910
$2,350
$2,980
$3,300
$1,720
$1,910
$2,350
$2,980
$3,300
$1,720
$1,910
$2,350
$2,980
$3,300
$1,190
$1,270
$1,480
$1,870
$2,140
$1,720
$1,910
$2,350
$2,980
$3,300
$1,770
$1,890
$2,220
$2,810
$3,200
$1,150
$1,270
$1,540
$1,980
$2,230
$1,440
$1,600
$1,970
$2,500
$2,770
$840
$950
$1,170
$1,500
$1,700
$1,190
$1,270
$1,490
$1,890
$2,150
$1,720
$1,910
$2,350
$2,980
$3,300
$1,690
$1,820
$2,150
$2,720
$3,090
Choose up to four ZIPs.
Local rental households
2020–2024 ACS 5-year. Figures cover the selected county, which may be only part of the current HUD rental area.
Anne Arundel County, Maryland
Rental households
Rental households
55,896
Share of occupied homes rented
24.9%
Rent burden
Spend 30%+ of income on rent
47.2%
Spend 50%+ of income on rent
20.9%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
41.3%
Buildings with 2–4 units
5.7%
Buildings with 5+ units
51.8%
Other rental homes
1.2%
Estimates & margins of error
Anne Arundel County, Maryland · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
55,896
±1,724
Share of occupied homes rented
24.9%
±0.8 percentage points
Spend 30%+ of income on rent
47.2%
±2.0 percentage points
Spend 50%+ of income on rent
20.9%
±1.4 percentage points
Single-unit homes
41.3%
±2.1 percentage points
Buildings with 2–4 units
5.7%
±1.0 percentage points
Buildings with 5+ units
51.8%
±2.1 percentage points
Other rental homes
1.2%
±0.4 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Baltimore County, Maryland
Rental households
Rental households
111,893
Share of occupied homes rented
33.6%
Rent burden
Spend 30%+ of income on rent
54.2%
Spend 50%+ of income on rent
28.3%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
29.4%
Buildings with 2–4 units
7.8%
Buildings with 5+ units
62.4%
Other rental homes
0.5%
Estimates & margins of error
Baltimore County, Maryland · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
111,893
±2,195
Share of occupied homes rented
33.6%
±0.6 percentage points
Spend 30%+ of income on rent
54.2%
±1.8 percentage points
Spend 50%+ of income on rent
28.3%
±1.3 percentage points
Single-unit homes
29.4%
±1.4 percentage points
Buildings with 2–4 units
7.8%
±0.8 percentage points
Buildings with 5+ units
62.4%
±1.9 percentage points
Other rental homes
0.5%
±0.2 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Carroll County, Maryland
Rental households
Rental households
10,062
Share of occupied homes rented
15.7%
Rent burden
Spend 30%+ of income on rent
49.1%
Spend 50%+ of income on rent
23.2%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
47.8%
Buildings with 2–4 units
16.9%
Buildings with 5+ units
33.7%
Other rental homes
1.6%
Estimates & margins of error
Carroll County, Maryland · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
10,062
±843
Share of occupied homes rented
15.7%
±1.3 percentage points
Spend 30%+ of income on rent
49.1%
±4.8 percentage points
Spend 50%+ of income on rent
23.2%
±4.1 percentage points
Single-unit homes
47.8%
±4.4 percentage points
Buildings with 2–4 units
16.9%
±3.2 percentage points
Buildings with 5+ units
33.7%
±3.8 percentage points
Other rental homes
1.6%
±1.2 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Harford County, Maryland
Rental households
Rental households
20,703
Share of occupied homes rented
20.3%
Rent burden
Spend 30%+ of income on rent
48.9%
Spend 50%+ of income on rent
23.9%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
39.1%
Buildings with 2–4 units
9.3%
Buildings with 5+ units
48.8%
Other rental homes
2.7%
Estimates & margins of error
Harford County, Maryland · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
20,703
±1,085
Share of occupied homes rented
20.3%
±1.1 percentage points
Spend 30%+ of income on rent
48.9%
±3.4 percentage points
Spend 50%+ of income on rent
23.9%
±2.7 percentage points
Single-unit homes
39.1%
±3.3 percentage points
Buildings with 2–4 units
9.3%
±2.0 percentage points
Buildings with 5+ units
48.8%
±2.8 percentage points
Other rental homes
2.7%
±1.0 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Howard County, Maryland
Rental households
Rental households
34,532
Share of occupied homes rented
28.5%
Rent burden
Spend 30%+ of income on rent
47.7%
Spend 50%+ of income on rent
22.9%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
25.0%
Buildings with 2–4 units
4.8%
Buildings with 5+ units
69.2%
Other rental homes
0.9%
Estimates & margins of error
Howard County, Maryland · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
34,532
±1,160
Share of occupied homes rented
28.5%
±0.9 percentage points
Spend 30%+ of income on rent
47.7%
±2.8 percentage points
Spend 50%+ of income on rent
22.9%
±1.8 percentage points
Single-unit homes
25.0%
±2.0 percentage points
Buildings with 2–4 units
4.8%
±1.4 percentage points
Buildings with 5+ units
69.2%
±3.1 percentage points
Other rental homes
0.9%
±0.4 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Queen Anne's County, Maryland
Rental households
Rental households
3,402
Share of occupied homes rented
17.1%
Rent burden
Spend 30%+ of income on rent
54.4%
Spend 50%+ of income on rent
21.2%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
54.4%
Buildings with 2–4 units
13.4%
Buildings with 5+ units
26.4%
Other rental homes
5.9%
Estimates & margins of error
Queen Anne's County, Maryland · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
3,402
±358
Share of occupied homes rented
17.1%
±1.8 percentage points
Spend 30%+ of income on rent
54.4%
±8.0 percentage points
Spend 50%+ of income on rent
21.2%
±5.3 percentage points
Single-unit homes
54.4%
±6.8 percentage points
Buildings with 2–4 units
13.4%
±5.0 percentage points
Buildings with 5+ units
26.4%
±6.4 percentage points
Other rental homes
5.9%
±2.5 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Baltimore city, Maryland
Rental households
Rental households
134,197
Share of occupied homes rented
52.5%
Rent burden
Spend 30%+ of income on rent
53.7%
Spend 50%+ of income on rent
27.9%
Among renter households with a calculated rent-to-income ratio.
Rental housing types
Single-unit homes
38.4%
Buildings with 2–4 units
16.8%
Buildings with 5+ units
44.6%
Other rental homes
0.2%
Estimates & margins of error
Baltimore city, Maryland · 2020–2024 ACS 5-year · 90% margins of error
Measure
Estimate
Margin of error
Rental households
134,197
±2,410
Share of occupied homes rented
52.5%
±0.9 percentage points
Spend 30%+ of income on rent
53.7%
±1.5 percentage points
Spend 50%+ of income on rent
27.9%
±1.1 percentage points
Single-unit homes
38.4%
±1.3 percentage points
Buildings with 2–4 units
16.8%
±1.0 percentage points
Buildings with 5+ units
44.6%
±1.5 percentage points
Other rental homes
0.2%
±0.1 percentage points
These are survey estimates. Margins of error for percentages follow Census guidance; small differences may not be meaningful.
Census sources & definitions
2020–2024 ACS 5-year combines five years of survey responses. These describe the survey period, not today’s market. Rental households are renter-occupied homes. Housing types refer to the building containing each rental; “other” includes mobile homes, boats, RVs and similar housing.
Source: U.S. Census Bureau, tables B25003, B25070 and B25032. Statistical guidance. Data checked Sep 22, 2026. Rental Wire is not affiliated with or endorsed by the Census Bureau.
Start with the HUD benchmark or enter your expected lease rent. Price and cost defaults are examples, not local estimates.
Monthly cash flow before income tax
$399
Based on example price and costs. Edit them for your property.
Lease rent used
$2,208
Upfront cash
$53,500
Sources, dates & coverage
Baltimore-Columbia-Towson, MD MSA. HUD area ID: METRO12580M12580. Coverage: Anne Arundel County, MD; Baltimore County, MD; Carroll County, MD; Harford County, MD; Howard County, MD; Queen Anne's County, MD; Baltimore city, MD.
HUD gross-rent benchmarks include tenant-paid basic utilities, excluding phone, cable and internet. They are not asking-rent quotes, approved Section 8 rents or housing-authority payment standards.
HUD data checked Sep 22, 2026. Changes can reflect methodology and geographic coverage as well as rents. Missing data and figures that cannot be compared are marked unavailable. Future schedules are labelled upcoming.
Source: U.S. Department of Housing and Urban Development. HUD public-domain reuse policy, section 1.D. Rental Wire is not affiliated with or endorsed by HUD. Retain the source, geography and fiscal year when sharing data.
Calculation assumptions
Cash flow is rent less vacancy, operating costs, replacement reserves and fixed-rate mortgage payments, including principal. Tax deductions, sale proceeds and appreciation are outside this first-year calculation. The target price uses the same rent, expense amounts, mortgage rate, down-payment percentage and closing-cost percentage. Property taxes and lender terms may change with the actual purchase price.
When using a HUD benchmark, we subtract tenant-paid utilities to estimate lease rent. Custom rent is used as entered. Add utilities you pay to operating costs. This does not determine a voucher subsidy or a housing authority's approved rent.